Credit Risk Data Strategy & Change Execution Product Owner

Bank of America•Charlotte, NC

1d•Onsite

About The Position

Effective credit risk management and reporting contributes to providing a clear understanding of current and emerging risks at Bank of America, and to proactively manage risk across the enterprise. The Credit Risk Data Strategy & Execution team sits within Enterprise Credit & Global Banking Risk and is responsible for managing data and technology change in close partnership with peers in Risk, Technology, Finance, Front Line Units and other partners to deliver integrated Credit Risk data and reporting capabilities. All of this ensures the bank can deliver responsible growth within our risk framework. The Credit Risk Data Strategy & Change Execution Product Owner (PO) is responsible for maximizing the value delivered by the Credit Risk Platform (CRP) and other technology application teams through strategic product ownership, business partnership, and Agile execution. This role serves as the primary liaison between business stakeholders, including Risk Analytics & Reporting, Data Management, Technology, Model Development, Finance, and Regulatory teams to define and prioritize capabilities that support the bank's credit risk management objectives. The PO is accountable for implementing the product roadmap, translating business requirements into actionable user stories, managing the product backlog, and ensuring technology delivery teams produce solutions that improve risk decisioning, portfolio monitoring, regulatory compliance, data quality, operational efficiency, and executive reporting. The successful candidate is equally comfortable discussing risk strategy with senior executives, reviewing portfolio analytics with model developers, and collaborating with technologists and principal engineers about technical implementation decisions. This individual combines strong business acumen, credit risk expertise, data literacy, and Agile leadership skills to drive measurable business outcomes.

Requirements

Bachelor's degree in Finance, Economics, Business Administration, Information Technology, Computer Science, Risk Management, or equivalent work experience
Experience in Product Management, Product Ownership, Business Analysis, Project Management, or Agile Delivery
Experience supporting Credit Risk, Risk Management, Regulatory Reporting, Banking Technology, or Financial Services platforms
Demonstrated ability to lead complex cross-functional initiatives
Attention to Detail
Business Intelligence
Data and Trend Analysis
Risk Analytics
Risk Management
Adaptability
Collaboration
Continuous Improvement
Data Visualization
Project Management
Thinks beyond individual features and focuses on long-term business outcomes
Connects technology investments to measurable risk management value
Proactively identifies risks and raises concerns with the project
Backlog Prioritization
Agile Methodologies
User Story Development

Responsibilities

Serve as the primary Product Owner for one or more Agile delivery teams
Own and maintain a prioritized product backlog
Develop epics, features, user stories, and acceptance criteria
Ensure requirements are clear, testable, and aligned to expected business outcomes
Participate and serve as business leader within Agile ceremonies including: Sprint Planning, Backlog Refinement, Daily Standups, Sprint Reviews, Retrospectives, Release Planning
Make trade-off decisions regarding scope, timeline, dependencies, and delivery priorities
Act as final approver for delivered functionality
Ensure platform capabilities support effective risk identification, measurement, monitoring, and reporting
Build strong relationships across business and technology organizations
Communicate roadmap progress, dependencies, risks, and delivery outcomes
Facilitate alignment among stakeholders with competing priorities