Credit Risk Data Governance & Controls, Analyst

MUFG•Tempe, AZ

1d•$78,000 - $106,000•Hybrid

About The Position

We are on an exciting journey to improve the quality, control, and accessibility of our risk and business data to enable timely, well-informed Credit Risk decisions. This role is ideal for candidates with 2+ years of experience in financial services Credit Risk environment (e.g., underwriting support, portfolio monitoring, credit administration, or risk reporting) who are curious, organized, and comfortable partnering with stakeholders across the first and second lines of defense. The selected candidate will help ensure that Credit Risk data is clearly defined, understood, and used consistently across the organization—including exposure, obligor/borrower attributes, collateral, ratings, and loss data. They partner with Credit Risk stakeholders to document data meaning, ownership, and controls; identify data quality issues or risks; and support improvements to data quality and transparency for Credit Risk processes and reporting. The role requires effective communication, sound judgment, and the ability to translate Credit Risk business needs into clear information standards.

Requirements

2+ years of experience in financial services with exposure Credit Risk, underwriting support, portfolio management, credit operations, or related risk function.
Candidates should be comfortable working with business stakeholders to define requirements, document processes, and support issue remediation that improves data quality and controls.
Strong written and verbal communication, including the ability to explain Credit Risk concepts and data requirements clearly
Curiosity and willingness to ask questions to validate assumptions, reconcile variances, and surface risk data issues early
Ability to organize and document complex information (policies, procedures, data definitions, and controls) with strong attention to detail
Comfort presenting concise updates (issues, impacts, decisions needed) to small groups and senior stakeholders
Ability to work with different teams and perspectives

Nice To Haves

Exposure to data governance, risk data lineage, issue management, audit/regulatory requests, or process/control documentation
Interest in how Credit Risk frameworks translate into data requirements and how data quality impacts risk measurement and decision making
Data analysis experience including intermediate skills with MS Excel

Responsibilities

Partner with Credit Risk front/middle/back-office business teams (e.g., underwriting, portfolio management, credit administration, finance) to understand how risk data originates, validated, and consumed across the credit lifecycle
Help document and clarify Credit Risk data definitions, business rules, and ownership (e.g., exposure, limits, utilization, risk grades/ratings, delinquency/default, charge offs, and recoveries)
Support data quality and issue management activities for Credit Risk (tracking, follow-ups, coordination)
Ask thoughtful questions to identify gaps, inconsistencies, control breaks, or unclear Credit Risk processes
Assist in preparing clear summaries, presentations, and documentation for Credit Risk business teams and leadership audiences (e.g., data issue themes, operational impacts, and remediation status)
Participate in working sessions and forums focused on improving Credit Risk management of data
Learn and apply data governance standards, policies, and best practices