Credit Reviewer II

Capital Farm Credit • College Station, TX

5d • Hybrid

About The Position

Assesses Association risk identification and credit administration practices by systematic review of loan portfolio samples. Loan samples are reviewed to validate compliance with all applicable regulations and Association procedures as well as overall credit quality and soundness. Works under moderate supervision.

Requirements

• Bachelor’s degree in business, accounting, finance, economics, or related discipline
• three (3) to five (5) years of experience in banking, credit analysis, financial/accounting services, or audit.
• General knowledge of accounting/financial principles, industry standard, internal controls, and internal audit practices.
• Knowledge of credit products, market trends, and/or loan procedures.
• Attention to detail.
• Analytical and critical thinking skills.
• Basic skill level in Microsoft Office applications.
• Ability to review and interpret intermediate level accounting and audit analyses under immediate supervision.
• Strong time management and organizational skills.
• Ability to build relationships.

Responsibilities

• Review credit files and supporting documentation for proper risk identification, required loan and accounting classifications, and compliance with FCA regulations, Association policies and procedures and departmental procedures.
• Discusses loans under review with appropriate lending and credit staff and addresses questions and inquiries in a courteous and professional manner.
• Relates findings and validations to Association staff in a courteous and professional manner.
• Documents all findings in departmental work papers in a clear and proficient manner, supported with related facts/references, consistent with Association review requirements.
• Maintains a positive and professional image in all communications with Association staff, outside auditors, the Farm Credit Administration, and other Farm Credit entities.
• Assists other departments, as needed, to complete special projects such as due diligence reviews, consulting to improve controls, etc.
• Perform other department related tasks as assigned.

Benefits

• Incentive Program: Company-wide, goals-based rewards.
• Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually.
• Retirement: 401(k) with up to 9% employer contribution/match.
• Health Coverage: Affordable medical, dental, and vision plans.
• Parental Leave: 8 weeks of paid parental leave.
• Life & Disability Insurance: Employer-paid coverage.
• Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level