Credit Review Senior Examiner
About The Position
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! This job is responsible for performing transaction reviews, including assessing the quality of credit decisions, managing portfolios, and evaluating the effectiveness of credit management processes. Key responsibilities include participating in credit review examinations and continuously testing activities across various portfolios within Enterprise Credit to evaluate credit strategies. Job expectations include supporting conclusions through fact-based analysis, influencing senior leaders, and leading special projects.
Requirements
- 10+ years of direct commercial credit experience
- Bachelor’s Degree with a preference in finance, accounting, economics or other business concentration
- Solid, 5+ years experience commercial credit experience (direct lending, workout, risk management and/or regulatory)
- Ability to support conclusions through fact-based analysis and ability to influence senior leaders
- Excellent credit analysis, project management and leadership skills
- Strong organizational and communication skills, both written and verbal
- Ability to manage multiple complex tasks while delivering high quality results.
- Expert Financial Analysis Skills
- Deep knowledge of Loan Structuring and underwriting
- Experienced in Credit and Risk Assessment
- Issue Management and Resolution
- A strong knowledge of Regulatory Compliance
- Excellent skills in building and maintaining business relationships.
Nice To Haves
- Demonstrated experience in identifying, assessing and reporting on existing and emerging risks
- Experience with direct applicability to Credit Review responsibility
- Ability to coach/mentor new or less experienced associates
- Strong Counterparty Credit Risk background and/or Global Markets experience preferred
Responsibilities
- Performs transactional testing of credit process execution of new and existing clients
- Supports conclusions through fact-based analysis, proposing suggestions and influencing senior leaders
- Participates in examination activities, occasionally leading exams
- Identifies, assesses and reports on existing and emerging risks
- Drive a culture of continuous improvement by leading or participating in complex or multiple projects
- Achieve continuous testing goals by producing quality, timely work
- Maintain well-written, easy to follow work papers in accordance with Credit Review guidelines and best practices
- Raise potential areas of concern for QA team to review
- Actively engage with Corporate Audit to ensure ongoing awareness of review activity, coordination, and ongoing risk assessment
- Support enterprise initiatives related to operational excellence and adoption of AI tools to continuously improve our work processes
Benefits
- access to paid time off
- resources and support to our employees
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Senior
