Credit Relationship Manager.Corporate Banking NY.International Banking Group

Mashreq

5h

About The Position

Assist in the financial analysis, credit risk assessment, risk rating and
structuring of facilities for assigned corporate relationships, by working
with the Relationship Managers (RMs), meeting the customers, preparing Credit
Proposals (CPs) (new, annual renewals and amendments etc.) and liaising with
Wholesale Risk Management (WRM) and the Compliance Unit to resolve all
queries related to risk and compliance issues, respectively.

Requirements

• Minimum 5-7 years of experience of credit / financial analysis at similar level in banking and / or related field.
• Degree in business / economics.
• Local market knowledge and sufficient knowledge of the bank’s products and operating systems.
• Excellent command over verbal and written English.
• Conversant with banking laws and local regulations.
• Good inter-personal skills. Should be a team player and participation experience in variety of banking initiatives and solutions.

Nice To Haves

• A post graduate diploma / Chartered Accountancy or a similar qualification will be considered as an asset.

Responsibilities

• Review with the Relationship Teams/WRM, deals, facility structures, credit products / services, and provide business solutions which meet business and customer requirements within credit and operational risk guidelines and policies.
• Meet clients and parties involved in the deals as and when required for the execution of responsibilities and / or needed by Relationship Team(s) for business purpose.
• Quick and timely turnaround of CPs while maintaining quality of analysis.
• Monitor borrowing pattern, account conduct of borrowers and provide information at each review, thereby ensuring effective portfolio management and ensuring that the portfolio quality is maintained by highlighting early warning signals.
• Independently manage the ‘portfolio’ of the relationships assigned.
• During the UM’s absence (leave / training/secondment etc.), step into the role of the UM, and provide the required guidance to the team.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level