Credit Products Underwriter III - Corporate Banking

BOK Financial•Overland Park, KS

2d•Onsite

About The Position

The Credit Products Underwriter III (CPU III) is primarily responsible for underwriting more complex financial transactions, including the financing of multiple business endeavors such as: investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, etc. In addition, the CPU III is responsible for providing product and industry expertise to the client by designing and executing solutions for the more complex and specialized clients and transactions. The CPU III will have client-facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. The majority of the CPU III’s time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide expert counsel and advice. The CPU III will partner with the RMs to assist in generating revenue and profitability.

Requirements

Bachelor’s degree and 8+ years of Credit Analysis/Credit products underwriter experience; or 14+ years of equivalent work related experience.

Responsibilities

Prepare complex financial underwriting on middle market to corporate level transactions, which have a significant impact on profits for the lending division.
May work on Syndicated or Club transactions.
Recommend final structure and pricing to the Relationship Manager and Credit Concurrence Officer and assume responsibility for all exceptions.
Write all commitment reports for your specified loans and participate in loan committee presentations to provide additional information and/or to support conclusions reached in analysis.
Participate in joint calling on prospects and clients with the Relationship Managers, interacting with clients frequently, developing solid relationships and assisting in the development of new business.
Mentor and coach more junior underwriters and interns including managing the workflow of analysis, covenant compliance testing, and financial statement spreading.