Credit Products Underwriter I - Commercial Banking
About The Position
The Credit Products Underwriter I - Commercial is primarily responsible for underwriting complex financial transactions in conjunction with CPU III, IV or CRMs, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. Also will be able to underwrite non-complex requests independently. In addition, the Credit Products Underwriter I is responsible for providing product and industry expertise to the client by designing and executing solutions on complex clients. Industries and Products offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects, which require additional level of due diligence and analysis. The CPU I will have multiple active credit requests from various Relationship Managers and various geographic locations and must be able to prioritize and exhibit good time management. The CPU I will have client facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Good communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPU I time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter I will partner with the RMs to assist in generating revenue and profitability.
Requirements
- Bachelor’s degree and 2+ years of credit analysis/credit products underwriter experience; or 7+ years of equivalent work-related experience.
- Client facing responsibilities.
- Good communication skills (written and verbal).
- Ability to prioritize and exhibit good time management.
- Ability to conduct credit conversations, decision making, and communication with senior Credit Product Underwriters.
- Ability to work efficiently to get deals approved while mitigating risk.
Nice To Haves
- Experience with prospects requiring additional due diligence and analysis.
Responsibilities
- Underwriting complex financial transactions including financing of investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, and credits augmented with an SBA guarantee.
- Underwriting non-complex requests independently.
- Providing product and industry expertise to clients by designing and executing solutions on complex clients.
- Conducting credit analysis to finance multiple business endeavors.
- Preparing commitment reports for multi-state markets.
- Assisting Relationship Managers in generating revenue and profitability.
Benefits
- Positive work environment
- Deep connection to our communities
- Focus on putting our clients first
- Excellent training and development
- Opportunities for career growth
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
