Credit Products Associate - Equipment Finance

Flagstar Bank•Hicksville, OH

1d•$17 - $27•Onsite

About The Position

The Credit Products Associate - Equipment Finance supports the assigned Credit vertical by performing data entry, due diligence, and investigative research related to commercial lease and loan applications. This role ensures the accurate and timely input of application information into credit systems and contributes to the overall efficiency and integrity of the credit risk assessment and underwriting process.

Requirements

High School / High School Equivalency (GED, HiSET, TASC) / Foreign Equivalent
Less than 2 years in financial services
Strong attention to detail and accuracy in data entry
Proficient in Microsoft Office Suite (especially Excel)
Ability to manage multiple priorities and meet deadlines
Strong organizational and analytical skills
High level of integrity and discretion in handling confidential information
Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating clearly, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with enterprise goals to accelerate performance and drive strategic results.
Builds trusted client relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall client experience.

Nice To Haves

Familiarity with credit bureau reports, compliance checks, and public record research tools a plus
Excellent verbal and written communication skills

Responsibilities

Accurately input commercial lease and loan application data into the front-end credit processing system.
Verify required documentation and application details for completeness and accuracy.
Identify and resolve any missing or inconsistent data prior to credit analysis.
Obtain and review credit bureau reports, fraud checks, and other compliance screenings as required.
Conduct regulatory checks in accordance with internal policies and applicable regulations.
Perform additional investigative searches as needed to support underwriting.
Utilize directories, public records, and digital search tools to verify applicant-provided information.
Document findings clearly and escalate any discrepancies for further review.
Provide administrative and operational support to the Credit team.
Assist with special projects, reporting, and other duties as assigned by management.
Performs special projects, and additional duties and responsibilities as required.
Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.