Credit Product Portfolio Analyst -Asset Based Lending

Wells Fargo•Scottsdale, AZ

22h•$77,000 - $121,000

About The Position

Wells Fargo is seeking a Credit Product Portfolio Analyst within Wells Fargo Capital Finance. The role may be based in Dallas, Texas, or Scottsdale, Arizona, with hiring manager alignment determined by the candidate’s location. The analyst supports the Asset Based Lending product area by maintaining client relationships, reviewing credit portfolios, developing recommendations, supporting deal and client relationship work, participating in risk management and problem loan resolution, and contributing to product planning and improvement. The role requires 10%–20% travel and is not eligible for visa sponsorship.

Requirements

At least 2 years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through work experience, training, military experience, or education.
Ability to travel 10%–20%.
Not eligible for visa sponsorship.

Nice To Haves

Asset-Based Lending experience, including credit evaluation and risk assessment, and knowledge of large corporate lending and working knowledge of ABL and capital markets.
Completion of a Financial Analyst or Credit Analyst training program.
Experience reviewing and accurately interpreting loan documentation.
Effective organizational, multitasking, and prioritization skills.
Ability to lead and coordinate with team members across Wells Fargo.
Strong verbal and written communication skills.
A proven track record of success in customer-facing roles and experience building and maintaining client relationships.
Advanced proficiency in Microsoft Office Suite, including Excel, PowerPoint, and Word.
Bachelor’s degree in Business, Finance, Economics, Accounting, or a related field.

Responsibilities

Build and maintain relationships with existing clients and share relevant information with coverage partners and senior peers.
Review and analyze business, operational, or technical assignments, evaluate alternatives, and use independent judgment to guide medium-risk deliverables.
Support analysis of low- to moderately complex client portfolios, including cash flow, liquidity, leverage, working capital, debt coverage, collateral, enterprise value, and repayment sources for periodic reviews and interim underwriting memoranda.
Present recommendations for resolving low- to moderately complex situations while developing expertise in the function, policies, procedures, and compliance requirements.
Partner with senior peers on deals and client relationships to develop inquiries and identify information gaps about clients’ businesses, strategic objectives, operational priorities, and financial positions, and identify opportunities for modifications, renewals, and refinancing.
Participate in regular portfolio reviews to manage risk and lead problem loan resolutions, where applicable.
Provide product management partners with feedback on tools used to deliver credit solutions that meet client and market needs.
Collaborate with senior peers and functional partners to resolve client servicing requests and product-related inquiries.
Contribute to functional area planning for a given product.
Travel 10%–20%.

Benefits

Health benefits
401(k) Plan
Paid time off
Disability benefits
Life insurance, critical illness insurance, and accident insurance
Parental leave
Critical caregiving leave
Discounts and savings
Commuter benefits
Tuition reimbursement
Scholarships for dependent children
Adoption reimbursement
May be eligible for sales incentives, discretionary bonuses, and/or equity in the form of Restricted Stock Units (RSUs)