Credit Portfolio Management, Associate (GFIG)
About The Position
The Global Financial Institutions Group is a worldwide network of industry experts who understand the economic landscape and the challenges facing financial institutions. To meet the needs of domestic and global institutional clients, we leverage the full suite of products across SMBC to provide unique financial solutions to clients within the following industry sectors: Banks and Broker Dealers, Regulated and Alternative Investment Managers and Funds, Insurance Companies and Specialty Finance Companies (including BDCs). In addition to providing corporate and other specialized financing to the financial sector, the GFIG team partners with many business units throughout the SMBC Group to offer our clients a wide range of products, including Capital Markets (DCM, Capital Solutions, ABS, CLOs), Sales and Trading (Fixed Income), Trade Finance, Structured Financing (including Subscription Financing and Asset-based lending), FX/Derivatives, and Operational services. SMBC is seeking an Associate within GFIG Credit Portfolio Management to support credit coverage of Funds and Asset Managers across the Americas. The role focuses on independent credit risk analysis, transaction review, and ongoing portfolio monitoring for a broad range of non‑bank financial institutions, including 1940 Act funds, private equity funds and asset management firms. The Associate will review credit applications originated by the Front Office and prepare clear, concise credit analysis and executive‑level summaries for Credit Department management, ensuring alignment with SMBC’s credit philosophy, risk appetite, and regulatory requirements.
Requirements
- 3–5 years of experience in credit risk, investment analysis, or related roles within financial services.
- Experience supporting analysis of funds and/or asset managers.
- Strong foundation in finance and accounting with interest in fund structures and credit risk.
- Ability to analyze financial statements and transaction structures with guidance.
- Strong written and verbal communication skills and attention to detail.
- Strong analytical judgment and risk awareness.
- Ability to work under tight deadlines in a fast‑paced environment.
- Clear, concise communication with senior stakeholders.
- Team‑oriented mindset aligned with SMBC’s disciplined credit culture.
Responsibilities
- Analyze credit risk for funds and asset managers, including strategy, asset composition, leverage, liquidity, investor base, and governance.
- Review transaction structures and facility terms, including revolving credit facilities, term loans, letters of credit, structured financings and trading exposure.
- Assess counterparty risk, deal economics, and alignment with SMBC’s risk‑return and relationship objectives.
- Prepare written credit analysis, executive summaries, and recommendations for Credit Department management.
- Coordinate the credit approval process by liaising between the Front Office and the Credit Department.
- Monitor approved counterparties and portfolios, identifying emerging risks or credit deterioration and preparing recommendations for managing credit risk.
- Provide guidance to Front Office teams to ensure complete, consistent, and policy‑compliant credit applications.
- Ensure compliance with internal credit policies and support credit‑related initiatives and projects as assigned.
Benefits
- annual discretionary incentive award
- competitive portfolio of benefits
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
