Credit Officer

EverBank • Jacksonville, FL

20h

About The Position

The Commercial Credit Officer job primarily underwrites commercial lease transactions sourced through various platforms including but not limited to Healthcare, Technology, Industrial, Transportation, and Capital Markets. This role will work closely with all credit personnel, platform sales managers/associates, and VEF support groups.

Requirements

• 5+ years of experience in Commercial Credit
• Previous experience underwriting for a financial services company

Nice To Haves

• 7+ years of experience in Commercial Credit
• Previous experience in the Equipment Finance industry

Responsibilities

• Prepares written analyses, transaction approval summaries, and related industry studies to assist in lending decisions on new, renewal, and extensions of credit in accordance with VEF policy. The lease transactions will range in size small ticket to large, more complex, transactions that will require detailed underwriting.
• Presents analytical results and written conclusions to all levels of management and/or credit committees.
• Establishes and maintains a strong working relationship with VEF originations and operations teams.
• Completes documentation review and administration up to individual credit authority.
• Processes appeals and changes to original decisions.
• Reviews financial condition of vendor, partner, payee, and/or customer.
• Provides coaching and training of junior credit staff.
• Ability to exercise single signature credit authority of up to $2MM

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree