Credit Officer

Old National Bank•Nashville, TN

1d•$108,200 - $218,900•Onsite

About The Position

Old National Bank is seeking a senior-level CRE credit professional to maintain a high-quality commercial loan portfolio. The Credit Officer assesses, structures, and approves complex credit transactions while ensuring compliance with the bank’s risk policies and regulatory standards. Most Credit Officers are individual contributors, though some may have leadership responsibilities. The role reports to a Senior Credit Officer and works closely with Commercial Relationship Managers and Portfolio Managers to support business growth while managing risk. This is an in-office position. Offices are located at 8750 W. Bryn Mawr in Chicago, Lincoln Park, the Milwaukee Huron building, Madison WI Capital Square, St. Louis Park MN, and the Nashville TN Gulch area. The salary range is $108,200 to $218,900 per year, plus bonus. Actual offers may vary according to responsibilities, qualifications, experience, and location.

Requirements

Bachelor’s degree in Finance, Accounting, or a related field, or equivalent experience.
At least 7 years of experience in CRE underwriting, credit analysis, or a related function.
Strong knowledge of financial statement analysis, loan structuring, and commercial lending principles.
Familiarity with bank credit policies, risk management, and regulatory requirements.
Experience analyzing risks across various industries and market segments.
Ability to work independently, make informed credit decisions, and escalate complex deals appropriately.
Strong communication and collaboration skills for working with internal stakeholders.

Nice To Haves

Previous management or leadership experience.

Responsibilities

Maintain credit quality targets for the commercial loan portfolio.
Underwrite and analyze complex commercial loan applications, including accurate risk assessments and asset quality ratings.
Use portfolio data, industry trends, and market insights in coordination with Credit Administration to support sound decisions.
Ensure compliance with corporate credit policies, loan standards, and regulatory requirements.
Monitor the commercial loan portfolio and identify risks, concerns, and growth opportunities.
Evaluate and make decisions on commercial loan requests within assigned credit authority.
Provide credit guidance and recommendations to Relationship Managers and other stakeholders.
Support Senior Credit Officers by reviewing and escalating complex credit transactions as appropriate.
Work with Commercial Relationship Managers, Portfolio Managers, and Documentation Specialists to ensure credit applications are well structured.
Participate in loan committee discussions and provide insight into underwriting decisions and risk assessments.
Contribute to internal audits, regulatory exams, and loan review processes as needed.
Share underwriting and credit-structuring expertise and best practices with junior team members.
Provide informal coaching and development opportunities for Portfolio Managers and Analysts.