Credit Officer II

Bank of America•Saint Louis, LA

8d•Onsite

About The Position

The Credit Officer II (CO II) provides expert-level advisory guidance on complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, tax-exempt financing, and syndicated loans. The role manages ancillary credit exposure to clients and maintains knowledge of other Bank of America products with credit exposure, including Investment Banking and Treasury Management, to deliver strategically integrated solutions for clients and prospects. The CO II reports to the Commercial Credit Manager, partners with Relationship Management and Treasury Sales Officers, and aligns with an Underwriting Team supporting the market. Bank of America describes its culture as focused on Responsible Growth, inclusion, collaboration, career development, and teammate wellness. The bank is committed to an in-office culture, with flexibility based on role-specific responsibilities and business needs.

Requirements

10+ years of solid Commercial Banking experience in Middle Market, Leverage Finance, Large Corporate, or other complex business loans.
Strong communication skills, including the ability to communicate vertically, horizontally, and externally.
Experience in financial analysis, structuring, underwriting, and portfolio management.
Analytical and technical skills, including financial accounting, modeling, and loan structuring.
Industry knowledge across multiple sectors.
Desired: BA/BS degree.