Credit Monitoring Analyst II

Busey Bank • Leawood, KS

6d

About The Position

The Credit Monitoring Analyst II supports the Bank’s commercial credit monitoring and portfolio management by reviewing and analyzing borrower and guarantor financial information, testing financial covenants, and conducting post-closing loan reviews. The role helps ensure alignment between loan approvals, documentation, and the Bank’s tracking system.

The analyst communicates borrower performance and trends to appropriate parties, prepares reports, supports Credit Administration projects, and provides backup assistance during peak workloads. The position also includes mentoring less experienced Credit Monitoring Analysts and completing assigned Moody’s Credit Modules. The analyst is expected to protect confidential information, provide extraordinary service, maintain reliable attendance, and follow Bank policies, applicable laws, regulations, and industry best practices.

Requirements

• Bachelor’s degree in Finance, Accounting, or Business.
• At least 2 years of experience with credit loan documents and credit monitoring in the financial services industry.
• Strong oral, written, and interpersonal communication skills.
• Intermediate understanding of credit analysis and financial statements.
• Full understanding of balance sheets, income statements, and cash flow statements.
• Full understanding of loan and collateral documents, including attorney-prepared documentation.
• Strong problem-solving and analytical skills.
• Ability to read and comprehend credit write-ups and loan documentation.
• Ability to prioritize workflow, multitask, and work independently.
• Ability to perform duties under frequent time pressures with a high degree of accuracy and attention to detail.
• Knowledge of Microsoft Office.

Nice To Haves

• Experience with nCino and Jack Henry.

Responsibilities

• Calculate financial ratios and monitor borrower covenant compliance as outlined in loan documents.
• Communicate borrower performance and trend analysis internally to appropriate parties.
• Complete post-booking reviews of commercial loans to verify loan documents against credit approvals and ensure covenants are accurately entered into internal tracking systems.
• Analyze and assess financial statements and credit histories of existing and potential clients.
• Support Credit Administration special projects as assigned.
• Prepare ad hoc reports as requested.
• Provide backup support to team members during peak volumes, including reviewing and analyzing Borrowing Base Certificates and checking financial statements for accuracy and advancement of the next due date.
• Mentor less experienced Credit Monitoring Analysts.
• Complete assigned Moody’s Credit Modules.
• Maintain the confidentiality of information.
• Provide extraordinary service and comply with Bank policies and procedures.
• Follow applicable laws, regulations, and industry best practices.
• Maintain reliable and predictable attendance, both onsite and remote.

Benefits

• 401(k) match
• Profit sharing
• Employee stock purchase plan
• Paid time off
• Medical insurance
• Dental insurance
• Vision insurance
• Company-paid life insurance
• Long-term disability
• Supplemental voluntary life insurance
• Short-term disability
• Wellness incentives
• Employee assistance program
• Pre-tax health savings accounts for eligible associates
• Flexible spending accounts for eligible associates
• The role may be eligible for bonus or incentives based on company and individual performance.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level