Credit Lead

Fifth Third Bank • Frisco, TX

8d • Onsite

About The Position

The Credit Lead is accountable for the development of Credit Solutions professionals and active portfolio management leadership through execution, prioritization, and consistency of credit practices and credit risk oversight. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

Requirements

• Bachelor’s degree in Business, Finance, Accounting, or related field required; advanced degree preferred.
• Minimum of 8 years of experience in commercial credit, portfolio management, underwriting, or credit risk leadership.
• Strong commercial credit underwriting, structuring, portfolio management, and legal documentation.
• Demonstrated leadership skills.
• Proven ability to maintain a forward-looking view of portfolio risk and proactively identify emerging credit issues.
• Deep knowledge of commercial lending policies, regulatory requirements, and risk governance frameworks.
• Strong communication, organizational, and analytical skills.
• Proficiency with internal banking systems and Microsoft Office tools.

Responsibilities

• Establish workflow priorities and resource alignment to support effective execution across deal and portfolio activities.
• Maintain a forward-looking, independent assessment of borrower and portfolio creditworthiness, including early identification of emerging risks, and escalate emerging risks or nonstandard situations to senior credit leadership as appropriate.
• Drive credit excellence metrics, including asset quality, policy adherence, underwriting quality, risk rating accuracy, problem loan identification, and timely remediation of issues.
• Ensure consistent application of credit policy, underwriting standards, and portfolio management practices across teams.
• Engage with clients and prospects as needed, typically in support of Banking partners and senior credit leadership, particularly in complex or sensitive situations.
• Champion continuous improvement initiatives, special projects, and strategic enhancements to credit and portfolio management processes and systems.
• Ensure system integrity, documentation accuracy, and regulatory compliance across the portfolio.
• Provides ongoing coaching and mentoring of Credit Solutions professionals.

Benefits

• Comprehensive benefits
• Differentiated compensation offerings
• Incentive compensation plan
• Extensive benefits programs designed to support the individual needs of employees and their families, encompassing physical, financial, emotional and social well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior