Credit Intern

First Guaranty Bank•Hammond, LA

5d•Onsite

About The Position

This is a part-time internship opportunity for the Fall semester, designed for students pursuing a business-related degree. The Credit Intern will participate in a structured credit training program, gaining hands-on experience in credit analysis and department operations. The position is limited to a maximum of 900 hours.

Requirements

Minimum GPA of 3.00
Enrolled in a business related major (i.e. accounting, finance, etc.)
Must be able to work at least 20 hours per week

Responsibilities

Assist senior credit analysts and lending officers by developing credit information for new, renewal, and extension loan decisions.
Research and analyze credit and financial data from various sources, including credit bureaus, reporting services, internal files, and external contacts.
Review and interpret financial statements and related documents.
Prepare credit summaries, present findings, and occasionally provide opinions on creditworthiness.
Respond to requests for credit information from customers, loan officers, and external agencies.
Maintain up-to-date credit files with current financial statements, reports, and documentation.
Gather and compile relevant data and reports to support credit decisions.
Ensure compliance with the Bank Secrecy Act (BSA) and all other bank policies and procedures.