Credit Control Specialist - Analyst
About The Position
SMBC Group is a top-tier global financial group with a 400-year history, offering diverse financial services worldwide. In the Americas, SMBC Group provides commercial and investment banking services to corporate, institutional, and municipal clients, connecting them to local markets and its global network. The Credit Control team is hiring a specialist to ensure the completeness and accuracy of credit applications by mastering product knowledge and bank underwriting guidelines. This role is partially operational and aims to create efficiency in daily responsibilities. The ideal candidate will have prior banking experience, be a fast learner, self-motivated, possess problem-solving skills, a can-do attitude, and the ability to work collaboratively, lead juniors, and communicate effectively, as all tasks in Credit Control are intertwined. The candidate must be able to manage a large volume of work with high attention to detail.
Requirements
- Credit underwriting knowledge, preferably for subscription finance.
- Fast learner who demonstrates high degree of problem-solving skills
- Must be able to handle large volume of applications and data points with high degree of accuracy
- Impeccable attention to detail and sense of urgency to meet deadlines
- Must be able to communicate and develop rapport with team members and other stakeholders
- Willingness to adapt to the ever-changing bank environment
- Prior banking experience
Responsibilities
- Review borrowing bases and credit applications to ensure that contents are accurate against legal documents.
- Find data and evidence from various sources including but not limited to legal documents for verification and evidentiary support.
- Provide feedback to Coverage Teams on their submissions, confirm client based information, and organize data for GBR input team.
- Reformat application as necessary and rewrite/rephrase sections to meet most recent guidelines and request from Credit Officers.
- Build and foster rapport with Coverage Teams and Credit Officers, maximizing efficiency of process.
- Opine on bottlenecks and issues for process improvements
Benefits
- Annual discretionary incentive award
- Competitive portfolio of benefits
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
