Credit Card Portfolio Analyst

Blend360•Minneapolis, MN

8h•$60 - $65•Hybrid

About The Position

Our client, a leading financial services institution, is seeking a Cards Portfolio Analyst to support the growth, performance, and optimization of its consumer credit card portfolio. This individual will leverage data, analytics, and portfolio management best practices to generate actionable insights that drive customer acquisition, engagement, retention, and overall portfolio profitability. This role is ideal for an analytically driven professional with experience in credit cards, consumer lending, portfolio analytics, or financial services marketing. The successful candidate will combine strategic thinking with hands-on data analysis to help inform marketing strategies, improve customer experience, and support business growth initiatives.

Requirements

Bachelor's degree in Business, Finance, Analytics, Economics, Marketing, or a related field.
5+ years of experience in financial services, consumer lending, credit cards, portfolio analytics, or related disciplines.
3+ years of experience in data analysis, reporting, business intelligence, or portfolio management.
Experience using data and analytics to influence business decisions and marketing strategies.
Advanced analytical and problem-solving capabilities with the ability to transform complex data into meaningful business insights.
Strong SQL skills and experience querying large datasets.
Experience developing dashboards and reporting solutions using Tableau, Power BI, or similar visualization tools.
Experience defining, measuring, and reporting on KPIs and portfolio performance metrics.
Familiarity with enterprise data environments and multiple data source integrations.
Understanding of customer lifecycle management, campaign analytics, customer segmentation, and engagement strategies.
Experience supporting marketing performance measurement and optimization initiatives.
Excellent communication and presentation skills, with the ability to explain analytical findings to both technical and non-technical audiences.
Strong organizational skills with the ability to manage multiple priorities simultaneously.
Collaborative mindset with experience working in cross-functional environments.
Self-starter who thrives in fast-paced, data-driven organizations.

Nice To Haves

Wealth management, banking, consumer lending, or credit card industry experience strongly preferred.
Exposure to Databricks or similar modern data platforms is a plus.
Knowledge of consumer credit card products, payments, lending, or related financial products preferred.

Responsibilities

Analyze consumer credit card portfolio performance across the customer lifecycle, including acquisition, activation, engagement, retention, and reactivation initiatives.
Identify trends, customer behaviors, and portfolio opportunities that support growth, increased card usage, and improved customer engagement.
Monitor key portfolio metrics and provide actionable recommendations to improve business performance.
Partner with marketing teams to evaluate campaign effectiveness and measure the impact of customer acquisition and engagement initiatives.
Support A/B testing, segmentation analysis, and performance measurement efforts to optimize marketing investments.
Deliver insights that help guide marketing strategy, customer targeting, and portfolio growth initiatives.
Design, develop, and maintain executive dashboards and reporting solutions using tools such as Tableau, Power BI, SQL, and related business intelligence platforms.
Ensure data integrity, consistency, and accuracy across multiple enterprise data sources.
Create scalable reporting frameworks that improve visibility into portfolio performance and reduce manual reporting efforts.
Collaborate closely with Product Management, Marketing, Analytics, Operations, and Data teams to translate business questions into analytical solutions.
Support business case development, prioritization, and implementation of portfolio enhancement initiatives.
Present findings and recommendations to stakeholders, helping drive data-informed decision-making across the organization.
Establish repeatable reporting processes and governance standards that improve efficiency and scalability.
Conduct ongoing portfolio reviews and performance assessments against established goals and KPIs.
Monitor industry trends, competitive offerings, and customer behavior patterns to identify new opportunities for portfolio optimization.