Credit Card Counsel
About The Position
Brex is seeking a Credit Card Counsel to join their Legal team. This role will be instrumental in helping the company grow responsibly by providing strategic advice and guidance to all Brex teams, protecting the company, advising on risk, and representing Brex externally. The Legal team operates in a highly regulated environment and requires creativity and resourcefulness to reimagine the financial system. The Credit Card Counsel will specifically focus on Brex's spend management software products, ensuring compliance with complex regulatory, card network, and bank partner requirements. This role involves advising on regulatory and commercial issues related to software and fintech products, including data privacy, contracting, intellectual property, AI and automation, and consumer- and commercial-protection requirements. The counsel will be embedded with engineering, product, and design teams, partnering from ideation through launch to translate complex requirements into practical product decisions and facilitate rapid development without compromising compliance. Collaboration with cross-functional partners such as privacy, security, compliance, marketing, sales, and partnerships is also a key aspect of this role.
Requirements
- 4+ years working experience in a combination of law firms and technology or fintech companies, ideally advising on credit card, lending, and commercial matters for regulated financial or technology products
- Familiarity with federal, state, and international credit, lending, and card laws and regulations, including TILA/Regulation Z, ECOA/Regulation B, UDAP/UDAAP, card network rules (Visa, Mastercard, Amex, Discover), and required disclosures
- Excellent written and verbal communication skills, both internal (memos, guides, presentations) and external (customer agreements, terms, disclosures, customer communications)
- Ownership mentality and comfort working on complex matters that require sound judgment
- Entrepreneurial mindset and ability to work in a fast-paced environment
- Law degree and admitted to practice in at least one jurisdiction
- Willingness to be a team player who pitches in to help out on other products and topics; one of our key tenets is "One Brex"
Nice To Haves
- Prior in-house counsel experience at a scaling fintech, payments, or software company
- Experience advising on AI and automation features
- Experience negotiating with or managing bank partner and card network relationships
- Experience interacting directly with regulatory agencies
Responsibilities
- Serve as the embedded legal partner to engineering, product, and design teams building spend management software—budgets, policies, approvals, and audit and controls—advising in real time as features are designed and built
- Provide pragmatic, actionable advice on requirements and best practices for existing and new spend management software features
- Advise on the regulatory and commercial implications of product architecture, data flows, automation and AI features, integrations, and feature design, helping teams make sound build-versus-defer decisions
- Advise a variety of cross-functional partners on critical credit, lending, and card network regulatory questions
- Advise a variety of cross-functional partners on critical software, data privacy, and product regulatory questions
- Advise on product and marketing collateral, customer communications, and disclosures for spend management software products
- Draft, update, and maintain customer agreements, terms, disclosures, and feature-level terms for spend management software
- Support data handling, integration, and partner arrangements as they relate to product launches
Benefits
- Equity and other forms of compensation may be provided as part of a total compensation package
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What This Job Offers
Job Type
Full-time
Career Level
Senior
