2027 Commercial Banking Development Program - Credit Analyst - Beverly Hills, CA - Entertainment Banking
About The Position
The Credit Analyst supports the Credit Administration team by analyzing credit and collateral information to assess lending risk. The role spreads, manages, and maintains financial background information for current and prospective customers; develops credit studies for Loan Officers, the Chief Credit Officer, and executive management; and manages spread assignments, financial analyses, related records, and credit department reports. The analyst collects, organizes, and analyzes company financials to support Bank compliance and updates Bank systems accordingly. The role involves working directly with clients to resolve compliance issues and operational inquiries, reviewing financials and conducting sensitivity analyses to evaluate credit risk in connection with Bank structures, and preparing in-depth reports with action plans based on qualitative and quantitative research. The analyst also collaborates with Bank groups on treasury management products, foreign exchange instruments, derivatives, and legal documents; prepares loan packages for new and restructured loans; responds to Bank reporting requests involving third parties such as field auditors and appraisers; and monitors loan disbursements for compliance with Bank regulations.
Requirements
- Completion of an accounting course.
- Bachelor's degree or equivalent experience.
- GPA of 3.0 or higher.
- Strong analytical, conceptual, communication, leadership, and organizational skills.
- Interest in working in Commercial Banking.
- Ability to self-motivate and work productively without supervision.
- Entry-level speaking and writing communication skills.
Responsibilities
- Spread, manage, and maintain financial background information for current and prospective customers.
- Develop credit studies for Loan Officers, the Chief Credit Officer, and other executive management.
- Manage spread assignments, conduct financial analyses, and maintain related records and files.
- Prepare credit department reports.
- Analyze credit and collateral information to assess lending risk.
- Collect, organize, and analyze company financials to support Bank compliance and update Bank systems.
- Work directly with clients to resolve compliance issues and operational inquiries.
- Review client financials and perform sensitivity analysis to evaluate credit risk in connection with Bank structures.
- Prepare in-depth reports with plans of action based on qualitative and quantitative research.
- Collaborate with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents.
- Produce loan packages for new and restructured loans.
- Facilitate Bank reporting and requests involving third parties, including field auditors and appraisers.
- Monitor loan disbursements to ensure compliance with Bank regulations.
Benefits
- Competitive salaries.
- Ownership stake in the company.
- Medical and dental insurance.
- Time off.
- 401(k) matching program.
- Tuition assistance program.
- Employee volunteer program.
- Wellness program.
- Hands-on business knowledge and experience.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
