Credit Analyst

Cornerstone Bank•Minot, ND
•Onsite

About The Position

This position is responsible for analyzing credit information to determine the risk involved in lending money to current and potential agricultural borrowers. Incumbents also determine the advisability of granting credit for diversified types of ag loans, assist bankers in writing loan requests, and promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

Requirements

  • Agricultural analysis experience
  • Ability to read and comprehend financial statements and tax returns
  • High level of expertise with computers and software programs to analyze data
  • Knowledge of government and/or other lending programs available to the bank
  • Bachelor's degree in Finance or a related field and 1 year of related experience, or an equivalent combination of education and experience sufficient to successfully perform the essential duties of the job.
  • Pre-employment background and credit screening are required for this position.

Responsibilities

  • Analyze credit information to determine the risk involved in lending money to current and potential agricultural borrowers.
  • Determine the advisability of granting credit for diversified types of ag loans.
  • Assist bankers in writing loan requests.
  • Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.

Benefits

  • Competitive Pay and a Comprehensive Benefits Program
  • Incentive Compensation Plan
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