Credit Analyst - Banker Development Program

Hilltop HoldingsFort Worth, TX
Onsite

About The Position

PlainsCapital Bank is seeking motivated individuals to join our Commercial Banking team as a Credit Analyst through our Commercial Banking Development Program. This is a full-time, post-graduate program beginning in Summer 2027. It's an entry-level position offering hands-on experience and structured training designed to prepare participants for a long-term career in commercial banking. The program covers key areas of the bank, positioning individuals for future roles such as relationship manager, portfolio manager, or continued advancement as a credit analyst. Successful participants typically advance within two to three years. During the program, participants will evaluate the financial health and creditworthiness of commercial clients by analyzing financial statements, assessing risk, and preparing detailed analyses to support lending decisions. They will collaborate with relationship managers, lending leadership, and credit officers to ensure credit proposals align with the bank’s risk appetite and regulatory standards.

Requirements

  • Motivated individuals
  • Post-graduate program participants
  • Entry-level position candidates
  • Individuals seeking a dynamic and rewarding career in commercial banking

Responsibilities

  • Evaluating the financial health and creditworthiness of commercial clients.
  • Analyzing financial statements.
  • Assessing risk.
  • Preparing detailed analyses to support sound lending decisions.
  • Collaborating with relationship managers, lending leadership, and credit officers to ensure credit proposals align with the bank’s risk appetite and regulatory standards.
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