Credit Analyst

Huntington National BankDetroit, MI
$25 - $49Onsite

About The Position

This role will be onsite at our Cleveland office only. The Credit Analyst - CIP is an excellent career development position within the vigorous Middle Market Commercial Banking environment at Huntington National Bank. The individual will work with clients whose revenues are $50MM+ and will learn the essentials of commercial banking.

Requirements

  • Bachelor’s degree in Business Administration, Finance, Accounting, Economics, or other related fields.
  • Demonstrated confidence, assertiveness, professionalism, and desire to learn.
  • Strong customer service aptitude and goal oriented.
  • Proficiency with MS Office Suite.
  • Applicants must be currently authorized to work in the United States on a full-time basis.

Nice To Haves

  • Experience or demonstrated school work in commercial lending and/or financial evaluation of companies.

Responsibilities

  • Work directly with sales and credit personnel in generating approval documents while also helping to protect the quality of the Bank’s loan Portfolio.
  • Gather and analyze all financial and business information to determine credit worthiness for loans, review and spread borrower financial statements and identify risks or strengths.
  • In partnership with the Portfolio Managers, assess the credit worthiness of commercial borrowers by identifying risks posed by the borrower’s specialized industry, line of business, financial history and outlook, the economy, and the proposed loan structure, among other factors.
  • Create approval and portfolio review documents, including writing summary analysis.
  • Work in a team environment and provides support as needed, which may include special projects.
  • Assist in the mentoring and training of credit analysts.
  • Performs other duties as assigned.

Benefits

  • health insurance coverage
  • wellness program
  • life and disability insurance
  • retirement savings plan
  • paid leave programs
  • paid holidays
  • paid time off (PTO)
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