Credit Analyst

Stride Credit Union • , MB

31d • Hybrid

About The Position

The Credit Analyst is responsible for assisting with evaluating the effectiveness of branch lending activities and recommending initiatives to improve lending portfolios and risk management adherence. This position is based out of multiple Stride branches and is available for hybrid-work opportunities. In-branch training in Portage la Prairie will be required for the first number of weeks.

Requirements

• 4-6 years of lending or credit experience, ideally in the Credit Union or Financial Services sector
• 2 years post-secondary education, or a combination of education and experience
• Proven ability to problem solve, troubleshoot and make recommendations
• Comfortable working on multiple requests with conflicting deadlines in a team environment

Nice To Haves

• Willingness to learn and grow

Responsibilities

• Prepare and approve credit applications within approved lending limits; presenting credit applications to appropriate individuals or committees when application exceeds lending authority
• Monitor branch lending activities to maximize portfolio performance including ensuring credit granting is objectively evaluated, documented, and secured, as well as compliant with all relevant policy and procedure, legislation, and program requirements
• Review loan applications and related documents for new loans, renewals, and substitutions of security, as required based on policy and lending limits
• Work with Managers to address member challenges and loan options to improve financial well-being
• Provide recommendations on credit policy and procedure amendments and/or additions/deletions as required
• Provide support for credit recovery, delinquency management, and overdraft management
• Participate in continuous process improvement within both credit and collections areas

Benefits

• Flexible work options, where available
• Extended health, dental and vision benefits (with 100% employer paid premiums)
• Employee banking benefits (including free chequing accounts, low interest credit card and bonus rates on deposit and lending products)
• Opportunities for professional development and career growth
• Competitive salary
• Eligibility for variable compensation
• Matched pension plan

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree