Credit Analyst

Toyota North America • Chandler, AZ

30d • Hybrid

About The Position

Toyota’s Credit Department is looking for a passionate and highly motivated Credit Analyst. The primary responsibility of this role is to analyze and make determinations on approval, conditioning, and rejection of retail and lease credit applications received from automotive dealerships. Reporting to the Credit Supervisor, the person in this role will support the Toyota Financial Services (TFS) objectives and provide a high level of service to the dealer body, cultivating and preserving strong relationships with dealership personnel.

Requirements

• Relevant work experience such as automotive retail and/or wholesale financing.
• Relevant work experience such as retail credit, collections, dealership financial statements, or wholesale.
• Strong attention to detail and organizational skills.
• Excellent analytical, oral, and written communication skills.
• Working knowledge of Microsoft Office applications.
• Ability and willingness to work a flexible and rotating schedule 8 am – 5 pm, 9 am – 6 pm & 11 am – 8 pm, and every other Saturday.
• Work hours may include overtime on Holidays and Sundays as needed.
• Ability and willingness to work a hybrid work schedule; working both in the office and at primary & private residences as scheduled.
• You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, TN, ‘job flexibility benefits’ (also known as I-140 or Adjustment of Status portability), etc. now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.

Nice To Haves

• Bachelor’s degree is highly preferred.

Responsibilities

• Maintaining decision callback times at or below established objectives.
• Evaluating and negotiating deals as necessary in order to maintain the quality of purchases within established guidelines.
• Advising management of any problems or irregularities pertaining to retail, lease, or wholesale financing, breaches of trust, or other violations of TMCC plans.
• Monitoring dealer trends and identifying and reporting adverse issues.
• Partnering with Credit Investigation as needed.

Benefits

• A work environment built on teamwork, flexibility and respect
• Professional growth and development programs to help advance your career, as well as tuition reimbursement
• Team Member Vehicle Purchase Discount
• Toyota Team Member Lease Vehicle Program (if applicable)
• Comprehensive health care and wellness plans for your entire family
• Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute
• Paid holidays and paid time off
• Referral services related to prenatal services, adoption, childcare, schools and more
• Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level