Credit Analyst II/III

Williams•Tulsa, OK

1d•Hybrid

About The Position

The Credit Analyst is responsible for supporting the daily operations and continuous improvement of the credit function, including counterparty onboarding, credit administration, contract review, customer inquiries, reporting, and monitoring credit exposures. In this role, you will leverage financial analysis, reporting, and credit risk management to support commercial decision-making across Williams' growing wholesale trading and marketing business. You will evaluate counterparty financial strength, analyze credit exposure, assess complex deal structures, support risk mitigation strategies, and collaborate with Commercial, Legal, Accounting, Risk, and Structuring teams to balance business opportunities with sound risk management. This position focuses on counterparty credit risk assessment, exposure management, and commercial transaction support rather than traditional accounts receivable collections activities. Success in this position requires strong analytical and problem-solving skills, attention to detail, sound business judgment, and the ability to build effective relationships with internal and external stakeholders. The position may be filled at the Credit Analyst II or Credit Analyst III level, with placement determined based on the selected candidate's experience, demonstrated capabilities, and depth of credit risk and commercial transaction expertise.

Requirements

Bachelor's degree in Business, Finance, or Accounting and a minimum of three (3) years of experience in an accounting or finance environment (Credit Analyst II)
Bachelor's degree in Accounting, Finance, Economics, or Business and a minimum of five (5) years of experience in Finance, Accounting, or Business (Credit Analyst III)
Experience in credit risk management, commercial credit analysis, commodity trading, energy marketing, treasury, corporate finance, or related analytical finance functions
Experience evaluating financial statements, establishing credit limits, and managing counterparty credit risk

Nice To Haves

Five (5) years of oil and gas accounting or finance experience (Credit Analyst II)
Master's degree in Accounting, Finance, Economics, or Business with a minimum of seven (7) years of Finance or Accounting experience in the oil and gas industry (Credit Analyst III)
CPA (Credit Analyst III)
CPA (Credit Analyst III)

Responsibilities

Review and evaluate counterparty creditworthiness, financial strength, and overall risk profile
Support credit limit administration and monitoring of credit exposure
Review credit terms within counterparty agreements and provide recommendations
Process letters of credit, guarantees, and collateral instruments in accordance with company guidelines
Review counterparty contracts and respond to customer and counterparty inquiries
Perform financial analysis and modeling to support credit evaluations, risk assessments, and credit recommendations
Monitor counterparty credit exposure and payment performance to support credit risk management decisions
Produce reports on credit activities and operations
Develop and maintain positive relationships with internal and external counterparties
Collaborate with Commercial, Legal, Accounting, Risk, and Structuring teams to support business objectives while managing risk
Other duties as assigned
Supports credit evaluations, credit recommendations, and exposure monitoring (Credit Analyst II)
May mentor and assist in training team members (Credit Analyst II)
May represent Williams at industry conferences and external events (Credit Analyst II)
Establishes credit limits for new and existing counterparties (Credit Analyst III)
Manages credit-related settings within electronic trading platforms, including ICE (Credit Analyst III)
Provides training, mentorship, and operational guidance to team members (Credit Analyst III)
Represents Williams at industry conferences and working groups (Credit Analyst III)

Benefits

Strong pay plus an annual incentive program
Hybrid work for most office roles, plus real flexibility in many field positions
Medical, dental, and vision coverage with options that fit your life, not the other way around
401(k) with company match and an annual company contribution
Paid time off, including company and floating holidays
Paid parental leave (up to six weeks per parent), plus fertility and adoption support
Advanced AI tools and resources to help level up and work smarter
Clear paths to grow your career, with a strong culture of promoting from within
Tuition reimbursement and support for continuing education
HSA and FSA options
Company-paid life insurance and disability coverage
Employee stock purchase plan
Domestic partner benefits
Employee resource groups, wellness support, paid volunteer time, and company matching for causes you care about