Credit Analyst

Milliken and CompanySpartanburg, SC

About The Position

The Credit Analyst will effectively gather, analyze, and assimilate credit information resulting in the formation of a credit recommendation based upon all obtained facts and data.

Requirements

  • 4-year degree in Finance, Accounting or a related major, from an accredited College or University
  • Ability to work independently while being a team player
  • Ability to work in a fast-paced professional business environment and meet daily, weekly, and monthly quality and productivity requirements
  • Proficiency in Microsoft Office and business applications (i.e. Microsoft Word and Excel)
  • Excellent math and financial analytical skills
  • Excellent written and verbal communication skills with an effective phone presence and strong negotiation abilities; able to communicate firmly, clearly, and concisely while maintaining professionalism at all times.
  • Must be results-oriented and persistent when faced with obstacles
  • Strong work ethic (example: attendance, dependability, etc.)

Nice To Haves

  • Experience with relevant technologies and embraces opportunities to expand knowledge
  • Previous credit and collections experience
  • Knowledge of SAP

Responsibilities

  • Information gathering will also include contacting prospective and existing customers’ bank and trade references to verify past and current performance as well as existing credit arrangements
  • Contact Presidents, CFOs, Treasurers, and other financial representatives and conducting financial conversations, including financial statements, negotiating various types of credit arrangements and requiring adherence to such arrangements
  • Leverage data analytics tools and emerging AI technologies to improve credit analysis, reporting, and process efficiency
  • Follow up appropriately and in a timely manner on past due obligations and research various disputes and claims to ensure quick resolution of outstanding invoices
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