Credit Analyst, Small Business Credit Centre

TD•Montreal, QC

2d•$59,500 - $84,000•Onsite

About The Position

The Credit Analyst is responsible for adjudicating and structuring small business credit requests within assigned discretionary limits, in alignment with established credit policies, risk appetite, and regulatory requirements. The role partners closely with Small Business Banking to deliver timely, consistent, and first‑time‑right credit decisions. Acting as a trusted credit advisor, the incumbent assesses financial risk, identifies non‑standard or higher‑risk transactions, and escalates files with clear, well‑supported recommendations when required. The role also contributes to operational excellence through participation in quality reviews, continuous improvement initiatives, and the adoption of new tools, products, and policies.

Requirements

University degree in Finance, Accounting, or a related field
Strong experience in credit analysis and decision‑making for small business lending would be an asset
Strong written and verbal communication skills in both French and English
Ability to manage competing priorities in a fast‑paced environment

Responsibilities

Adjudicating and structuring small business credit requests within assigned discretionary limits, in alignment with established credit policies, risk appetite, and regulatory requirements.
Partnering closely with Small Business Banking to deliver timely, consistent, and first‑time‑right credit decisions.
Assessing financial risk.
Identifying non‑standard or higher‑risk transactions.
Escalating files with clear, well‑supported recommendations when required.
Contributing to operational excellence through participation in quality reviews, continuous improvement initiatives, and the adoption of new tools, products, and policies.