Credit Analyst

Mauch Chunk Trust Company • Jim Thorpe, PA

2d

About The Position

As a Credit Analyst, you will play a key role in supporting our commercial lending team. You will:
Perform in-depth financial statement analysis, cash flow evaluation, and collateral assessment.
Prepare clear and thorough credit approval memorandums to support lending decisions.
Partner with loan officers to monitor pipeline activity and ensure efficient decision-making.
Conduct annual renewals and ongoing relationship reviews, assigning appropriate risk ratings.
Support compliance and reporting needs, including audit assistance and portfolio monitoring.
Value Proposition:
Impactful Work: Your analysis directly supports sound lending decisions that strengthen businesses and communities.
Career Growth: Opportunities for growth within a respected financial institution.
Flexibility: While we prefer candidates with 3–5 years of experience, strong 1–3 year candidates will also be considered.
Collaborative Culture: Join a team that values professionalism, accuracy, and partnership.
Who You Are:
Bachelor's degree in Finance, Accounting, or related field (or equivalent experience).
3–5 years of credit analysis experience preferred; minimum 1–3 years required.
Strong skills in financial statement interpretation, cash flow analysis, and regulatory knowledge.
Proficiency in Microsoft Office and excellent written/verbal communication.
Professional, detail-oriented, and collaborative.
Join Us: Bring your financial expertise to a trusted institution where your work makes a measurable difference. Apply today to build a rewarding career in credit analysis.
Employment at Mauch Chunk Trust is contingent upon the successful completion of a federal and state criminal background check and a credit check. These checks will be conducted prior to the start of employment to ensure compliance with regulatory and company standards. Any offer of employment is conditional upon passing these background screenings. Failure to meet the required criteria may result in the withdrawal of the employment offer.

Requirements

• Bachelor's degree in Finance, Accounting, or related field (or equivalent experience).
• 3–5 years of credit analysis experience preferred; minimum 1–3 years required.
• Strong skills in financial statement interpretation, cash flow analysis, and regulatory knowledge.
• Proficiency in Microsoft Office and excellent written/verbal communication.
• Professional, detail-oriented, and collaborative.

Responsibilities

• Perform in-depth financial statement analysis, cash flow evaluation, and collateral assessment.
• Prepare clear and thorough credit approval memorandums to support lending decisions.
• Partner with loan officers to monitor pipeline activity and ensure efficient decision-making.
• Conduct annual renewals and ongoing relationship reviews, assigning appropriate risk ratings.
• Support compliance and reporting needs, including audit assistance and portfolio monitoring.

Benefits

• Career Growth: Opportunities for growth within a respected financial institution.
• Flexibility: While we prefer candidates with 3–5 years of experience, strong 1–3 year candidates will also be considered.
• Collaborative Culture: Join a team that values professionalism, accuracy, and partnership.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 11-50 employees