Credit Analyst

Bray International, Inc. • Houston, TX

20d

About The Position

The Credit Analyst reports directly to the Credit Manager. The position is responsible for processing new credit applications, reviewing and setting credit limits and terms, setting up new customers, and assessing credit risks and collection issues. He/she will follow Generally Accepted Accounting Principles and company practices.

Requirements

• Minimum 3 years experience in credit.
• Bachelors Degree in Accounting or related business area, but not required if appropriate experience.
• Hands-on experience using ERP systems.
• Strong Excel skills.
• Knowledge of D&B reporting, Financial Statement analysis, Letters of Credit, Bank Guarantees, and Bond requests.
• Demonstrate the ability to grasp and retain new concepts quickly, complete complex tasks thoroughly, and efficiently and be able to provide suggestions for improvement in processes where needed.
• Ability to effectively interface with all levels of management, operations and internal & external customers.
• Ability to manage multiple tasks, meet deadlines and interact effectively in a team environment.
• Permanent work authorization for the USA required.
• Computer literate/friendly.
• Strong work ethic.
• Attention to detail.
• Comfortable working in Excel.
• Excellent oral and written communication skills.

Responsibilities

• Conduct credit checks and establish credit limits and terms.
• Evaluate financial profile of new/existing customers, establishing open credit or appropriate credit vehicle to accommodate projects.
• Manage customer accounts to ensure appropriate credit limit based on volume and reduce exposure.
• Assist with bad debt analysis and help process lien letters.
• Perform other duties assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level