Analyze, evaluate, document and monitor credit risk of proposed and existing customers.
Requirements
Bachelor’s degree in Accounting or related field and/or equivalent combination of coursework and work experience.
Knowledge of financial statement data and statistical analysis
Attention to detail, accuracy and follow-through
Strong computer skills including Excel and Word
Ability to multi-task and prioritize
Strong financial, analytical and critical thinking skills
Responsibilities
Obtains loan request information from loan officer to analyze credit information, financial statements and other related information pertaining to a new loan and prepares the preliminary analysis for the loan officer.
Reviews personal and business financial statements and tax returns to assess the global financial position of the borrower.
Prepare written analysis, spreadsheets, reports, summaries and opinions on new and existing customers.
Prepares and presents loan reviews on existing relationships to evaluate liquidity, capacity and potential risk.
Assist loan officers with obtaining financial information from customers upon request.
Consults with management to assist in risk management and strategic planning.