CCL - Credit Analyst

First Horizon•Metairie, LA

6d•Onsite

About The Position

The Credit Analyst position is an important piece to the underwriting/credit analysis process. Credit Analysts in the CCL assist the Underwriting and Relationship Managers with a multitude of front-end work to help provide a quick and efficient client experience. This position is within the Centralized Commercial Lending (CCL) team. This person will be expected to provide support for commercial lending portfolios within the footprint. Work is expected to be performed within a production-based environment to include, but not limited to financial statement spreading and completion of the CCL’s standard cash flow template.

Requirements

Bachelor’s degree is required.
At least 1 year of relevant experience preferred, or an equivalent combination of education and experience
Experience with Microsoft Outlook, Word, Excel, and PowerPoint
Understanding of financial ratios
Ability to communicate effectively.
Ability to read, analyze, and interpret financial reports; analyze and evaluate information, solve problems and achieve goals.

Nice To Haves

A degree in a related business discipline is preferred (Finance, Accounting, etc.)
Experience with nCino and Moody’s CreditLens a plus

Responsibilities

Spread financial statements and tax returns.
Create Global Cash Flows for borrowers, guarantors, and prospects
Due Diligence including verifying 4506-Cs, ordering tax transcripts, performing background checks.
Assist underwriters with loan requests on both the new money and renewal side.
Communicate with RMs, client specialists, and underwriters to ensure that deals are progressing as intended.
Request missing documentation when necessary.
Participate in special projects and assignments and other duties as needed.