Credit Analyst Sr
About The Position
UMB Commercial Banking & Lending provides a comprehensive solution to commercial organizations of all sizes. On this Credit Analyst team, you gain the knowledge and skill to understand UMB’s Commercial lending philosophy. You will gain broad understanding of loan processes and gain the skills needed to grow your career in UMB’s Commercial Lending team. As the Sr Credit Analyst, you provide the initial analysis of every commercial loan for UMB. The Credit Analysis team works on different types of loans and sizes across all markets and verticals. As a Sr Credit Analyst, you will work with the Loan Officers to review new loan information for approval. In this role, you will have the opportunity to attend loan committee, participate in a credit rotation program, and interface with senior management.
Requirements
- Completed your bachelor’s degree in business, finance or related area.
- 2 years of Credit Department or other loan related experience OR equivalent work experience
- Completed 6 hours of Accounting at a collegiate level.
Nice To Haves
- Preferred experience in underwriting middle market, franchise, leveraged lending, and/or national companies
Responsibilities
- Spread and analyze information regarding various companies’ credit standing to achieve loan approval.
- Analyze various companies’ relationships with UMB to gain a wholistic view of overall financial health.
- Produce the formal credit write up to summarize the credit standing for approval.
- Work on the more complex loan write ups
- Assist in training Credit Analysts and other associates that rotate through the Credit Department
- Present loan proposals to Discount Committee on a rotating basis to assist during peak times.
- Produce reports pertaining to various aspects of credit for review by senior management including the Board Report
Benefits
- Paid Time Off
- a 401(k) matching program
- annual incentive pay
- paid holidays
- a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
- health savings, flexible spending, and dependent care accounts
- adoption assistance
- an employee assistance program
- fitness reimbursement
- tuition reimbursement
- an associate wellbeing program
- an associate emergency fund
- various associate banking benefits
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What This Job Offers
Job Type
Full-time
Career Level
Senior
