Credit Analyst Lead

Bridgewater Bank • Edina, MN

1d

About The Position

We are seeking an experienced Credit Analyst Lead to join our Credit Team in in
Bloomington. In this role, you will manage and develop a team of the bank’s
Credit Analysts. This role will be responsible for the assignment and review of
various underwriting requests from the Lending teams they support. In addition,
the role will support the underwriting needs of Lenders by evaluating the
financial condition of individuals and businesses applying for lending credit
with the bank. The Credit Analyst Lead will typically work on larger and more
complex transactions.

Requirements

• Bachelor’s degree in Finance, Economics, Business or related field
• 4+ years of commercial underwriting experience
• Strong analytical and reasoning skills
• Excellent written, verbal, and interpersonal communication skills
• Strong organizational skills
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook

Responsibilities

• Manage and develop a Credit Analyst team as follows: Establish individual development plans; determine individual training needs; provide ongoing one-on-one training; and conduct employee annual reviews and 5-5-5 meetings
• Assign new loans, modifications, annual reviews and other tasks to team members
• Review the work product of team members for accuracy and compliance with loan policies and department processes
• Prepare credit presentations to be used in the credit approval process including cash flow analysis, forecasting of future performance, industry trends and loan performance histories
• Collect, review and analyze loan requests, financial information and collateral evaluations for larger, more complex deals
• Prepare annual reviews of existing loan relationships
• Approve covenant testing, annual reviews and other post-approval changes as necessary
• Assist credit department managers with special projects for managing risk in the loan portfolio
• Promote positive, professional relationships with and among the Credit Analyst staff
• Stay abreast of industry trends and regulatory changes affecting the department
• Adhere to the bank’s policies, procedures, security requirements and government regulations

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Parental leave
• 401(k) with employer match
• Paid vacation & paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level