Credit Analyst II

Dickinson Financial Corp • Kansas City, MO

1d

About The Position

Ability to apply skills toward effective financial analysis of borrower’s
financial statements, cash flow analysis, and analysis of commercial credit. The
individual will be able to perform credit analysis of larger commercial credits
with the expectation that progress will be made toward more complex credit
analysis after fulfilling the minimum job responsibilities. Well-written credit
analysis with minimal revisions made by supervisor or department head.

Requirements

• Knowledge of employment and labor laws and recruiting best practices.
• Strong attention to detail and ability to complete work accurately
• Ability to organize work
• Strong written and verbal communication skills required
• Proficient Microsoft Office suite of products
• 3 - 7 years of experience with financial statement analysis, commercial loan review, accounting financial analysis, or similar work experience.
• Undergraduate degree in either the field of accounting, finance, real estate, business administration, or related field, preferred.
• Experience in larger size credits more than $1million.

Responsibilities

• Financial statements spreadsheets.
• Financial analysis of commercial loans (both real estate and commercial and industrial). Commercial credits will be more complex with potential for multiple collateral types, financial statement analysis of multiple guarantors, and industries with limited number of companies.
• Prepare financial analysis on unique commercial property types such as special purpose or commercial businesses with limited market share.
• Strong understanding of accounting treatments typically found in financial statements of larger commercial credits.
• Prepare well-written financial analysis of loans for presentation to loan officers and/or loan committee.
• Complete financial analysis reports that are completed in a quality manner and within service timeline expectations.
• Compliance with the Mutual Charter Agreement between Credit/Underwriting and Commercial/Special Assets Relationship Management as posted on the Bank’s Intranet.
• Effective communicator with lending officers, supervisors, and co-workers to provide for effective follow up on credit reviews.
• Mentor to Credit Analyst I.
• Protect all client and bank information confidentially and follow all company policies.
• Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.
• Other specified duties as assigned.

Benefits

• Medical
• Dental
• Vision
• 401(k) plan
• Company paid life insurance
• Short and Long-term disability insurance
• Company paid vacation, paid leave and holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level