Credit Analyst II

Glacier Bancorp, Inc.•Coeur d'Alene, ID

34d•Onsite

About The Position

Mountain West Bank is seeking an exceptional Credit Analyst II for our Commercial team in beautiful Coeur d'Alene, ID. The Credit Analyst is responsible for analyzing complex financial data, preparing and reviewing credit authorizations, conducting annual commercial credit reviews, evaluating commercial real estate, and assisting in managing the commercial loan portfolio. This position reports to the Commercial Underwriting Manager and works with a team of experienced Credit Analysts. Career growth includes roles such as Senior Credit Analyst, Portfolio Manager, Relationship Manager, Commercial Loan Manager and many more! This is a full-time, salaried position. Candidates must be available Monday through Friday, 8:00AM - 5:00PM for a total of 40 hours a week. Rate of pay depends on experience.

Requirements

Bachelor’s degree in Finance, Accounting, or related field
Minimum 2 years’ credit analyst experience in banking
Proficient with Microsoft Office (Word, Excel, Outlook)
Strong communication, organizational, and customer service skills

Nice To Haves

Experience with Jack Henry systems

Responsibilities

Prepare and oversee credit authorizations, loan documents, and financial analyses for new and existing accounts.
Independently analyze complex financial statements and tax returns; identify trends and provide insights on borrower and industry data.
Evaluate collateral values and prepare internal commercial real estate appraisals.
Maintain thorough knowledge of bank lending policies and procedures.
Communicate with borrowers to gather additional information.
Support Relationship Managers in portfolio management and covenant monitoring.
Monitor borrower financial health, compliance, and report significant changes.
Ensure compliance with bank policies and regulations (BSA, Patriot Act, OFAC).
Participate in bank and community volunteer activities.