Credit Analyst II-Global Infrastructure Credit
About The Position
The Credit Analyst II supports credit underwriting and monitoring for moderately complex client relationships within Global Infrastructure Credit. The role involves completing and reviewing credit analyses, evaluating risks, and preparing financial analyses using advanced tools and systems. The analyst assesses financial statements, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite. The position supports responsible growth and works within Bank of America’s in-office culture, which emphasizes collaboration, engagement, and career development. The role is based at ONE BRYANT PARK, BANK OF AMERICA TOWER in New York, NY, and is listed for first shift at 40 hours per week. Compensation is an annualized salary of $90,000 to $182,000, with offers determined by experience, education, and skill set. The role is eligible for an annual discretionary incentive plan and benefits, including access to paid time off.
Requirements
- At least 2 years of experience in banking or finance in corporate credit, tax equity, project finance, and/or renewable energy.
- Ability to review, understand, and interpret legal documentation for complex transactions and assess its impact on credit exposure.
- Ability to work efficiently and productively on multiple transactions or tasks at once.
- Ability to lead diligence efforts, make approval recommendations, and execute timely funding with manager oversight and feedback.
- Proficiency in Excel, Word, and PowerPoint.
Nice To Haves
- Bachelor’s degree in Finance, Accounting, or a related major.
Responsibilities
- Analyze client financial information, identify and mitigate potential risks, assess regulatory compliance, and evaluate collateral when determining creditworthiness.
- Monitor clients’ financial performance and evaluate collateral to ensure requirements are met.
- Listen in on client meetings to develop an understanding of the client’s business, management team, and past and future performance.
- Review completed client requests for compliance with policy and procedures.
- Understand how credit data is used internally and provided to regulatory partners.
- Assist with periodic portfolio reviews.
- Participate in loan structure conversations and complete loan documentation.
Benefits
- Benefits eligibility.
- Access to paid time off.
- Annual discretionary incentive award based on individual performance and behaviors, line of business and/or group performance and contributions, and overall company success.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
