Credit Analyst II

Glacier Bancorp, Inc. • Idaho Falls, ID

9h • Onsite

About The Position

Review and analyze documentation checking off items as they are received to ensure files are completed. Verify information needed such as title commitments, UCC filings, environmental reports, appraisals, flood insurance and look over the correct tax documentation for underwriting; must review for accuracy. Review loan documents; ensure proper vesting, legal descriptions, dates, signatures, etc. Track and follow up on maintenance of files including but not limited to: rate and payment changes, automatic payment, online banking, insurance, UCC renewals, financial statements and tax returns, corporate verification of status, inspections, etc. Make sure loan files are monitor correctly and suggest changes to be made and make sure they are accurate. Confirm all loans booked have the proper approvals and signatures in the loan file. Prepare monthly report from your findings to Senior Management. May maintain and balance commercial loan holdover accounts monthly. Review the underwriting of tax returns and financial statements as presented in the loan presentation. Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Regular, on-site attendance during standard business hours is required to perform the duties of this position. Regular and predictable attendance in order to accomplish assigned job duties. Additional duties as assigned. Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of CCB. Provide superior internal and external customer service: must demonstrate self-governance, courtesy, and respect toward external customers as well as internal customers (all organization personnel). Complete required bank and OnCourse training courses within assigned time frame(s). All employees are accountable for compliance with applicable laws and regulations when performing their job duties. Each employee is expected to participate in required training to become familiar with the legal and regulatory requirements affecting his or her job responsibilities. It is the affirmative duty of each employee to always carry out these responsibilities in a manner that complies with all applicable legal and regulatory requirements, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Represent in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy.

Requirements

• 3–5 years of banking experience with underwriting and financial analysis responsibilities.
• Tax analysis experience.
• Ability to multi-task and handle complex tasks efficiently.
• Strong written and verbal communication skills to maintain quality customer service.
• Strong organizational skills.
• Strong analytical skills.
• Strong attention to detail.
• Excellent customer service experience.
• Working knowledge of Word, Excel, and other basic office equipment

Nice To Haves

• Bachelor’s degree in Business, Finance, or Accounting is preferred.

Responsibilities

• Review and analyze documentation checking off items as they are received to ensure files are completed.
• Verify information needed such as title commitments, UCC filings, environmental reports, appraisals, flood insurance and look over the correct tax documentation for underwriting; must review for accuracy.
• Review loan documents; ensure proper vesting, legal descriptions, dates, signatures, etc.
• Track and follow up on maintenance of files including but not limited to: rate and payment changes, automatic payment, online banking, insurance, UCC renewals, financial statements and tax returns, corporate verification of status, inspections, etc.
• Make sure loan files are monitor correctly and suggest changes to be made and make sure they are accurate.
• Confirm all loans booked have the proper approvals and signatures in the loan file.
• Prepare monthly report from your findings to Senior Management.
• May maintain and balance commercial loan holdover accounts monthly.
• Review the underwriting of tax returns and financial statements as presented in the loan presentation.
• Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control
• Regular, on-site attendance during standard business hours is required to perform the duties of this position.
• Regular and predictable attendance in order to accomplish assigned job duties
• Additional duties as assigned.
• Participate in Community Service and Bank-sponsored activities that serve and support the mission and values of CCB.
• Provide superior internal and external customer service: must demonstrate self-governance, courtesy, and respect toward external customers as well as internal customers (all organization personnel).
• Complete required bank and OnCourse training courses within assigned time frame(s).
• All employees are accountable for compliance with applicable laws and regulations when performing their job duties.
• Each employee is expected to participate in required training to become familiar with the legal and regulatory requirements affecting his or her job responsibilities.
• It is the affirmative duty of each employee to always carry out these responsibilities in a manner that complies with all applicable legal and regulatory requirements, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
• Represent in a professional manner which includes a professional image, confidentiality, a positive “can-do” attitude, good attendance, punctuality, flexibility and adaptability in meeting bank and customer needs.
• Keep work area tidy and maintain customer privacy.

Benefits

• extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance.
• Coverage is available to employees and their eligible dependents in accordance with our written plan documents.
• health savings account option
• Employee Assistance Program (EAP)
• health rewards program
• retirement savings plan, including 401(k) and Profit-Sharing plans
• short and long-term disability benefits
• education and training benefits
• discounts on banking products and services
• generous Paid Time Off (PTO) plan
• paid holidays
• PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees.
• PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy.
• Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays.
• employees in Utah and Nevada may be eligible for pay for certain state recognized holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 101-250 employees