Credit Analyst II

Corpay • Peachtree Corners, GA

1d • Onsite

About The Position

Corpay is hiring a Credit Analyst II within its Risk Management division and North America Fuel line of business. The position is located in the Atlanta, Georgia office and reports directly to the Senior Manager, Credit Operations. The role regularly collaborates with multiple departments. Corpay provides an assigned workspace in the Atlanta office, company-issued equipment, and formal, hands-on training.

The Credit Analyst II independently analyzes financial statements, cash flow projections, and tax returns; prepares credit approval recommendations with supporting documentation and KYC analysis; and reviews account changes using updated credit pulls and customer performance. The role also identifies early warning signs or adverse customer performance trends, supports adherence to credit risk policies and applicable compliance requirements, and provides technical guidance and informal coaching to junior analysts.

Requirements

• Bachelor's degree in finance, accounting, economics, business administration, or a related field.
• Desired three or more years of experience in fintech, commercial banking, credit analysis, or underwriting.
• Proficiency with Excel and Word.
• Credit underwriting skills.
• KYC and fraud application skills.
• Strong analytical judgment, written and verbal communication, attention to detail, and independent decision-making.

Responsibilities

• Independently analyze financial statements, cash flow projections, and tax returns.
• Prepare credit approval recommendations with supporting credit documentation and KYC analysis.
• Review and approve account changes, including credit limit increases, term changes, and product enhancements, using updated credit pulls and customer performance.
• Identify early warning signs or adverse trends in customer performance and mitigate risk.
• Ensure adherence to internal credit risk policies, banking regulations and annual training, and applicable statutory compliance requirements.
• Provide technical guidance, training, and informal coaching to junior analysts.

Benefits

• Medical, dental, and vision benefits available the first month after hire.
• Automatic enrollment into the 401(k) plan, subject to eligibility requirements.
• Company-wide virtual fitness classes.
• PTO offerings including major holidays, vacation, sick, personal, and volunteer time.
• Employee discounts with major providers, including wireless, gym, and car rental providers.
• Philanthropic support with local and national organizations.
• Company-wide contests and prizes.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level