Credit Analyst II - Finance Shared Services

Acuren Inspection, Inc.•Sherwood Park, AB

7h•Onsite

About The Position

Reporting to the AR Supervisor, the Credit Analyst II is responsible for evaluating the creditworthiness of customers and prospective customers to support informed credit decisions and minimize financial risk. This intermediate-level role applies developing professional knowledge to analyze financial information, assess credit exposure, monitor account performance, and make recommendations regarding credit limits and terms. The Credit Analyst II also maintains customer credit records within Sage, VantagePoint, and other applicable systems while supporting compliance with company policies and risk management practices.

Requirements

Strong understanding of credit analysis principles, risk assessment methodologies, and financial statement analysis
Knowledge of income statements, balance sheets, cash flow statements, and financial ratio analysis
Knowledge of credit reporting tools, credit scoring methodologies, and lending or commercial credit practices
Understanding of economic conditions, industry trends, and factors affecting credit risk
Proficiency in Microsoft Excel and financial analysis tools
Experience with ERP systems, Sage, VantagePoint, or similar financial software
Strong analytical, organizational, and problem-solving skills with a high attention to detail
Strong written and verbal communication skills
Ability to prepare clear, concise, and professional credit reports and recommendations
Ability to interpret complex financial information and exercise sound judgment in decision-making
Ability to maintain confidentiality and handle sensitive financial information with discretion
Ability to work independently and collaboratively in a team environment
Ability to manage multiple priorities and meet deadlines in a fast-paced environment
3–5 years of experience in credit analysis, underwriting, finance, accounts receivable, or a related field required
Experience with credit reporting tools, ERP systems, and financial analysis software required

Nice To Haves

Certified Credit Professional (CCP) (Canada), Certified Credit Executive (CCE) (United States), or progress toward certification preferred
Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field considered an asset, but not required

Responsibilities

Assess customer creditworthiness by evaluating financial statements, credit reports, client references, and other relevant financial information
Conduct financial ratio analysis, trend analysis, and risk assessments to identify potential credit concerns
Prepare detailed credit evaluations and recommendations regarding credit approvals, declines, modifications, and credit limit adjustments
Monitor existing customer accounts and identify early warning signs of financial distress or potential default
Review and maintain customer credit files, ensuring accurate and up-to-date records within ERP and related systems
Assist in establishing and reviewing customer credit limits, payment terms, and account conditions
Collaborate with collections, sales, operations, and other internal stakeholders to resolve credit-related issues and support business objectives
Ensure compliance with company credit policies, procedures, and applicable regulatory requirements
Support reporting activities by preparing credit analyses, risk assessments, and management reports
Identify opportunities to improve credit processes, risk management practices, and operational efficiency
Perform other similar duties as required and assigned from time to time
Other work duties as assigned.