Credit Analyst II / Credit Underwriter I – Global Infrastructure Credit
About The Position
This job is responsible for supporting credit underwriting and monitoring for moderately complex client relationships. Key responsibilities include completing and reviewing credit analysis, evaluating risks, and preparing financial analysis using advanced tools and systems. Job expectations include assessing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite. Embedded across the bank’s eight lines of business, the Global Infrastructure Credit team reflects the bank’s initiative to fuel the global economy, build trust and credibility with communities, and represents a company that people want to work for, invest in, and do business with. The Global Infrastructure Credit team supports the continued growth in sustainable and infrastructure finance and further deliver on Bank of America’s Critical Infrastructure Finance Initiative. The Global Infrastructure Credit Team covers transactions for Project Finance, Tax Equity and Corporate Lending through involvement in the origination and underwriting of transactions.
Requirements
- 2+ years experience in corporate or commercial credit.
Nice To Haves
- Experience in project finance/tax equity/structured credit with a focus in energy, power, infrastructure, or data center financings
- Strong technical skills including quantitative financial modeling
- Formal credit training program at financial institution
- Master’s Degree or equivalent work experience
Responsibilities
- Analyzes client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthiness
- Completes monitoring activities via analysis of clients’ financial performance and collateral evaluation to ensure appropriate requirements are met
- Reviews completed client requests to ensure compliance with policy and procedures
- Understands how credit data is used internally and provided to regulatory partners
- Assists with periodic portfolio reviews
- Participates in loan structure conversations and completion of loan documentation
- Perform financial, business industry, and transaction analyses, conduct research, and prepare supporting documentation for transaction credit approval.
- Performs intensive qualitative and quantitative due diligence on transaction structures, stress scenarios, financial models, engineer reports, and terms and conditions
- Participate in the underwriting and documentation of project finance and other credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirements
- Review the credit profile of key transaction counterparties (e.g. borrowers, servicers, sponsors and off-takers)
- Engage with various partners including GCIB Enterprise Credit Officers for recourse obligors, Enterprise Credit Risk, and Global Markets Risk
Benefits
- Access to paid time off
- Resources and support to our employees
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
