Credit Analyst I

NBKC BANK • Kansas City, MO

10h • Hybrid

About The Position

At nbkc bank, credit decisions are not just numbers on a page. They are how we responsibly support people and businesses as they grow. As a Credit Analyst I, you will gain hands on experience analyzing financial information, learning how lending decisions are made, and building a strong foundation in credit and banking. This role is a great fit for recent graduates or early career professionals who enjoy working with financial data, thinking analytically, and learning from a supportive Credit Risk team. You will be exposed to commercial lending, with coaching and guidance to help you grow your skills and confidence along the way. No prior banking experience? That is okay. We will help you learn. nbkc is not your typical bank, and we do not want to be. We are reimagining banking by investing in people, technology, and a culture built on transparency, care, and smart decision making. We are deeply committed to diversity, equity, and inclusion and strive to create a workplace where employees from all backgrounds feel valued and supported. We have been recognized as one of Kansas City’s Best Places to Work for more than five years, and once you are here, you will understand why.

Requirements

• Bachelor’s degree required, recent graduates encouraged to apply
• Degrees in Accounting, Finance, Business Administration, or a related field are a plus
• Interest in financial analysis, credit, or banking
• Comfort using Microsoft Office, especially Excel, and learning new tools
• Strong attention to detail and willingness to learn

Nice To Haves

• Internship, coursework, or exposure related to finance, accounting, or lending
• Internship or part time experience in banking, finance, or a related field
• Basic understanding of financial statements and tax returns
• Strong written and verbal communication skills
• Ability to stay organized and meet deadlines
• Comfort working independently while collaborating with a team
• A customer first mindset and pride in doing quality work

Responsibilities

• Learn how to analyze financial information and assist with written assessments of borrower and guarantor creditworthiness
• Prepare financial spreads using personal and business tax returns and financial statements
• Support the ordering and review of appraisal reports
• Assist with quarterly and annual financial updates, collateral evaluations, and loan reviews
• Help ensure loans remain compliant with agreements, policies, and applicable regulations
• Participate in projects and process improvements across the Credit Risk team

Benefits

• A strong entry point into credit analysis and banking
• Hands on learning with real loan and financial data
• Exposure to commercial credit
• Supportive environment focused on development and growth
• Opportunities to build a long term career within nbkc
• Hybrid flexibility with a modern @Flex work model in our Kansas City HQ
• Multiple comprehensive health plans including HSA, FSA, and PPO options
• 12 paid holidays plus your birthday off and 8 volunteer hours per year
• 401k with immediate vesting and a generous company match
• Paid parental leave
• Access to behavioral health advocates and an Employee Assistance Program
• Wellness perks, reimbursement programs, and onsite gym
• Four week paid sabbaticals at your 10, 18, and 25 year anniversaries
• Collaborative, growth minded culture that values learning and innovation
• Meaningful work helping customers make important financial decisions
• Career development opportunities in a growing, modern bank

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 1-10 employees