Credit Analyst I
First Merchants Corporation•Upper Arlington, OH
•Onsite
About The Position
First Merchants Bank is seeking a Credit Analyst I to join our team! This position will perform credit analysis, underwriting and monitoring of the commercial loan portfolio.
Requirements
- Bachelor’s degree.
Nice To Haves
- Bachelor’s degree (or completion within current semester) in accounting, finance, or business.
Responsibilities
- Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes.
- Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews.
- Assign call codes, NAICS codes, risk grade and risk rating score data accurately.
- Review appraisals and real estate evaluations.
- Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools
- Attend and participate in loan committees as requested.
Benefits
- Base Pay PLUS Bonuses
- Medical, Dental and Vision Insurance
- 401k
- Health Savings and Flexible Spending Accounts
- Vacation/Sick Time
- Paid Holidays
- Paid Parental Leave
- Tuition Reimbursement
- Additional Benefits
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
