Credit Administrator

Peoples Bank • Louisville, KY

1d

About The Position

Peoples Bank is seeking a Credit Administrator to provide advanced administrative, analytical, and operational support to the Senior Credit Administrator. This role is crucial for effective credit risk management by administering standardized processes, ensuring data integrity, and facilitating proactive portfolio monitoring and reporting. The Credit Administrator will play a key role in credit and risk governance activities, including committee coordination, audit and examination readiness, and loan modification reviews. This position requires independent management of the loan modification review process, applying sound judgment to interpret credit approvals, assess policy and regulatory alignment, and present findings to senior leadership and committees. Collaboration with various departments is essential to ensure accurate reporting, regulatory compliance, and timely issue resolution, ultimately contributing to risk identification, strengthened internal controls, and informed decision-making.

Requirements

• Bachelor’s degree or equivalent work experience.
• 3+ years of commercial credit administration experience with emphasis in loan documentation and portfolio monitoring.
• Highly organized and attentive to detail.
• Solution oriented.
• Strong verbal and written communication skills.
• Strong problem-solving skills.
• Proven ability to exercise sound judgment.
• Current on applicable banking laws, regulatory requirements and credit/risk management practices.
• Proficient with the Microsoft suite of products and commercial loan origination system software platforms.
• Team player.

Nice To Haves

• Multiple years of commercial banking experience preferred.
• nCino experience a plus.

Responsibilities

• Provides advanced administrative, analytical, and operational support to the Senior Credit Administrator, including timely and accurate preparation and supporting activities for credit/risk committees, assembling packets, recording meeting minutes, and memorializing follow-up actions.
• Independently manages the loan modification review process, exercising sound judgment to interpret credit approvals and supporting documentation, assess regulatory and policy implications to validate whether modifications meet Significantly Modified Loan criteria, and present findings to senior leadership and committees.
• Collaborates cross-functionally with Loan Operations, Credit, and Finance/FAR teams to ensure accurate classification and reporting of loan modifications, maintaining a high level of attention to detail and analytical rigor.
• Assists Senior Credit Administrator in the coordination and compilation of examiner and auditor requests, responses, and documentation research, facilitating the audit readiness process.
• Analyzes loan documentation and credit files to proactively identify potential audit findings, control gaps, or policy exceptions.
• Communicates identified risks, concerns, and recommended mitigation strategies clearly and effectively to senior leadership.
• Supports the development and implementation of corrective action plans in response to audit findings.
• Audits risk rating accuracy post Account Status Change request approvals.
• Periodically confirms loan coding accuracy and completeness (NAICS and property type) through reporting review and oversight.
• Assists Senior Credit Administrator with various credit risk research, reporting, and monitoring responsibilities related to financial statement collection effectiveness, borrowing base monitoring and covenant tracking management and oversight, and other key risk monitoring activities.
• Performs special projects as assigned.

Benefits

• 401(k) retirement plan with an employer match
• Employee stock purchase plan
• Various education assistance programs such as student loan and tuition paydown/reimbursement
• Paid vacation
• Paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree