Credit Administrative Analyst

MARION COMMUNITY BANKMontgomery, AL
Onsite

About The Position

This role involves assisting commercial loan officers with underwriting loan requests, including gathering financial information, spreading financial statements, preparing cash flow worksheets, and writing credit briefs and memos. The position also supports construction loan management, conducts on-site building inspections, assists with annual loan reviews, prepares board reports, and may assist with branch responsibilities. The role emphasizes personal and professional development, supporting bank initiatives, and fostering positive relationships with teammates. A key aspect is delivering excellent customer service by understanding and meeting customer needs, and developing comprehensive product knowledge.

Requirements

  • Assist commercial loan officers with underwriting loan requests.
  • Request all necessary financial information.
  • Spread business financial statements.
  • Prepare Global Cash Flow worksheet.
  • Write credit briefs and credit memos.
  • Assist loan officers with construction loan management.
  • Perform on-site building inspections when needed.
  • Assist CCO in conducting annual loan reviews.
  • Assist CCO in preparing monthly and quarterly board reports.
  • Assist with branch responsibilities as needed.
  • Complete all assigned training by the required deadlines.
  • Proactively seek opportunities for personal and professional development.
  • Be growth minded.
  • Enthusiastically support bank initiatives.
  • Develop and maintain a supportive relationship with branch and interdepartmental teammates.
  • Deliver unmatched service by consistently executing the MCB PROMISE.
  • Handle internal customer assignments in an efficient, timely manner.
  • Answer the telephone using MCB protocol.
  • Warmly transfer calls when necessary.
  • Develop a conversational competence about all bank products.
  • Take the initiative to develop product knowledge.
  • Consistently identify customer needs and present solutions.

Responsibilities

  • Assist commercial loan officers with underwriting loan requests.
  • Request all necessary financial information.
  • Spread business financial statements.
  • Prepare Global Cash Flow worksheet.
  • Write credit briefs and credit memos.
  • Assist loan officers with construction loan management.
  • Perform on-site building inspections when needed.
  • Assist CCO in conducting annual loan reviews.
  • Assist CCO in preparing monthly and quarterly board reports.
  • Assist with branch responsibilities as needed.
  • Complete all assigned training by the required deadlines.
  • Proactively seek opportunities for personal and professional development.
  • Be growth minded.
  • Enthusiastically support bank initiatives.
  • Develop and maintain a supportive relationship with branch and interdepartmental teammates.
  • Deliver unmatched service by consistently executing the MCB PROMISE.
  • Handle internal customer assignments in an efficient, timely manner.
  • Answer the telephone using MCB protocol.
  • Warmly transfer calls when necessary.
  • Develop a conversational competence about all bank products.
  • Take the initiative to develop product knowledge.
  • Consistently identify customer needs and present solutions.
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