CRE Relationship Manager II

Banner Bank•Irvine, CA

17h•Hybrid

About The Position

As a CRE Relationship Manager II you will provide a wide selection of services (primarily larger, more complex commercial real estate credits) to business clients through active business development and relationship management. Develop relationships with clients with larger/more complex lending needs. Develop and manage a portfolio of high performing, commercial real estate relationships consisting of income producing and construction loans. In this role you will have the opportunity to: Develop and manage a portfolio of new and existing, large, complex real estate relationships. Responsible for actively marketing a broad range of bank services to meet the complex needs of customers. Negotiate loan terms and conditions within scope of authority. Prepare and present credit analysis and recommendations on borrowing requests. Responsible for conducting credit reviews to ensure compliance with policies and regulations. Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times. Monitor all credits through periodic reviews and analysis. Responsible for creating awareness of the Bank and its services through community activity. Responsible for coaching and mentoring less experienced CRE Relationship and Portfolio Managers. Responsible for complying with policies, procedures, security requirements, and government regulations.

Requirements

Bachelor's Degree: Accounting, Business, Economics, Law, Computer Science or other related field required (an equivalent combination of education and experience may be considered)
8 or more years of experience in commercial real estate lending, credit analysis, and business development
Proven ability to develop and manage large and complex new business relationships.
Excellent relationship management, presentation, and negotiation skills.
In-depth understanding of the local real estate markets.
Strong financial and analytical skills with the ability to underwrite and structure commercial real estate credits.
In-depth knowledge of cash management products.
Knowledge of federal and state laws and regulations relating to commercial lending and appraisal guidelines

Nice To Haves

Home Builder finance

Responsibilities

Develop and manage a portfolio of new and existing, large, complex real estate relationships.
Actively market a broad range of bank services to meet the complex needs of customers.
Negotiate loan terms and conditions within scope of authority.
Prepare and present credit analysis and recommendations on borrowing requests.
Conduct credit reviews to ensure compliance with policies and regulations.
Perform ongoing credit risk management through daily monitoring of the loan portfolio; ensure proper risk rating of portfolio at all times.
Monitor all credits through periodic reviews and analysis.
Create awareness of the Bank and its services through community activity.
Coach and mentor less experienced CRE Relationship and Portfolio Managers.
Comply with policies, procedures, security requirements, and government regulations.