CRE Credit Analyst

U.S. Bank • New York, NY

2d • $92,140 - $108,400

About The Position

Supports Relationship Managers and Portfolio Managers to manage an assigned portfolio of customer relationships. Responsibilities will include but are not limited to: Overseeing accurate and consistent financial statements spreads, quarterly trend analyses, quarterly monitoring reports and covenant tests in accordance with bank spreading standards and credit policies. Analyzing financial data and preparing comprehensive written analyses, analyzing portfolio credit quality and assisting with industry sector reviews, assisting Portfolio Managers in preparing and presenting credit requests for Credit Approval. Maintaining a compliance monitoring and financial statistic database that tracks credit agreement requirements, receipt of customer’s financial reporting requirements, and credit metric trends.

Requirements

• Bachelor's degree, or equivalent work experience
• One to three years of experience in a finance/analytical related role

Nice To Haves

• Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending and business environment
• Effective analytical and technical report writing skills
• Effective verbal and written communication skills
• Ability to work independently performing financial analyses as a first line of defense and communicate potential issues

Responsibilities

• Overseeing accurate and consistent financial statements spreads, quarterly trend analyses, quarterly monitoring reports and covenant tests in accordance with bank spreading standards and credit policies.
• Analyzing financial data and preparing comprehensive written analyses.
• Analyzing portfolio credit quality and assisting with industry sector reviews.
• Assisting Portfolio Managers in preparing and presenting credit requests for Credit Approval.
• Maintaining a compliance monitoring and financial statistic database that tracks credit agreement requirements, receipt of customer’s financial reporting requirements, and credit metric trends.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level