HMDA Compliance Specialist

Glacier Bancorp, Inc.•Town of Mount Pleasant, NY

19h•Onsite

About The Position

At Guaranty Bank & Trust, we are passionate about helping others and our communities. We strive to stand out and be different, and as a result, our business is growing fast! Guaranty Bank & Trust offers competitive pay and benefits, generous time off, continued training and career development. We are currently searching for the right person to join our team as a CRA/BSA/HMDA Compliance Specialist. This is a full-time and on-site role. This position is responsible for performing regulatory compliance duties under the direct supervision of the SVP Chief Compliance Officer, to assist in the coordination, preparation, and review of data related to the Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), and the Bank Secrecy Act (BSA). This position reports to the SVP Chief Compliance Officer, the VP CRA/HMDA/Fair Lending Compliance Officer, and the VP Division BSA Manager.

Requirements

General knowledge and understanding of bank lending and deposit operations.
Strong interpersonal, communication (written and verbal), and organizational skills with the ability to work independently, as well as collaboratively within a team environment.
Strong decision making, analytical and investigative abilities with diligence and accuracy.
Ability to read, analyze and interpret professional and financial documents.
Respond to changes in business or compliance/regulatory environment and job requirements.
Proficient computer skills including Microsoft Word, Excel, Outlook, and Teams.
High school diploma required.
Minimum of two (2) years’ relevant experience within financial services industry; preferably relating to lending, BSA/AML, and/or CRA/HMDA.

Nice To Haves

Some college level coursework preferred.

Responsibilities

Assist in the collection, review, and reporting of the bank’s CRA and HMDA data to ensure regulatory standards of reporting and data integrity are met.
Assist BSA Coordinator with daily reports and research.
Review and correct currency transaction reports for accuracy.
Perform OFAC reviews.
Oversee adverse action review and preparation of notices.
Assist in CRA, HMDA, and BSA related communication and training with bank personnel.
Assist in the collection and recording of community development activities for CRA.
Work with the CRA/HMDA/Fair Lending Officer and BSA Coordinator to manage any resulting corrective actions from reviews or exams.
Crosstrain in various duties of the department as needed to assist team members.
Manage files and documentation and perform special projects as needed.
Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
Complete and pass all required regulatory compliance training as assigned.
Perform other tasks assigned.