Counterparty Risk Analyst

Aqua Finance, Inc. • Bartlett, TN

4d • Onsite

About The Position

The Counterparty Risk Analyst leverages data to identify, assess, and mitigate risk across borrowers, dealers, and lending channels. This role combines SQL and Python-based analysis with data visualization and modeling techniques to uncover fraud, detect anomalies, and support underwriting and dealer monitoring strategies. The ideal candidate is a curious, analytical problem-solver who can connect complex datasets, translate insights into actionable recommendations, and help drive informed, data-driven risk decisions.

Requirements

• Bachelor’s degree in Computer Science, Data Science, Statistics, or a related field, or commensurate work experience, is required
• 5 years of experience with SQL and relational databases, required
• 5 years of experience using Python for data analysis (pandas, NumPy, or similar, required
• Experience building dashboards or data visualizations using BI tools (Power BI, Tableau, Sigma, Streamlit, or similar).
• Exposure to machine learning concepts and modeling techniques (e.g., Logistic Regression, Random Forest, XGBoost).
• Familiarity with version control tools (e.g., Git).
• Strong problem-solving skills and ability to learn quickly.

Nice To Haves

• Financial services or lending experience preferred.
• Experience with Snowflake or similar cloud data platforms preferred.

Responsibilities

• Write and maintain SQL queries to extract, transform, and analyze structured datasets (and semi-structured data where applicable).
• Develop SQL and Python (pandas, NumPy) scripts for data processing, feature engineering, and model experimentation.
• Integrate and analyze data across borrowers, applications, loans, dealerships, and sales channels to identify risk patterns.
• Detect fraud, potential fraud, and anomalous activity across borrower and dealer populations.
• Design, test, and refine risk rules and predictive models to support underwriting, fraud detection, and dealer monitoring.
• Build dashboards and visualizations (e.g., heatmaps, Sankey diagrams) using tools such as Power BI, Tableau, Sigma, or Streamlit to communicate insights and recommendations.
• Translate data findings into actionable insights that improve risk decisions and reduce losses.

Benefits

• flexible and consumer-friendly financing programs
• financing solutions make clean water, home renovations, and the great outdoors more affordable
• growing, national company
• values that are deeply rooted in a midwestern culture that cares about you as an individual
• We succeed when you succeed and celebrate what you bring to Aqua.
• Yes to helping you succeed!
• first-choice employer

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level