Senior Associate

Northwest Bank•Columbus, OH

About The Position

The Corporate Finance Analyst/Associate/Senior Associate serves as the primary underwriter for complex relationships in Northwest Bank’s large corporate and middle market portfolio. The role requires the ability to independently conduct in-depth qualitative and quantitative analysis at the client, industry, and macroeconomic levels. At the Senior Associate level, the employee is expected to design and recommend credit structures to senior leadership that align with client needs and the Bank’s risk appetite. Regular client contact is part of underwriting and portfolio management duties. When Northwest Bank is the lead agent, the Senior Associate contributes to loan syndication market materials and supporting documentation and may participate in sell-side activities. The level—Analyst, Associate, or Senior Associate—will be determined based on the candidate’s knowledge and experience.

Requirements

Ability to independently perform in-depth qualitative and quantitative analysis at the client, industry, and macroeconomic levels.
5–6 years of credit underwriting experience in the corporate finance sector preferred.

Nice To Haves

Bachelor’s degree in Finance, Accounting, or another business-related field preferred.

Responsibilities

Prepare detailed credit memoranda for complex lending relationships.
Complete comprehensive analyses of client financial statements.
Recommend appropriate loan structures, including covenant formulas and definitions.
Identify credit strengths, weaknesses, risks, and mitigating factors.
Determine the scope of underwriting and due diligence based on each client’s risk profile.
Participate in joint calls with Relationship Managers.
Maintain working knowledge of macroeconomic factors affecting national and global markets.
Identify and track loan and credit policy exceptions.
Monitor ongoing risk in the assigned portfolio and recommend proactive action when necessary.
Prepare annual or quarterly reviews for portfolio relationships as required.
Recommend and defend appropriate risk ratings.
Review and negotiate legal documentation with outside bank counsel.
Develop financial statement forecasts and enterprise valuations.
Ensure compliance with Northwest’s policies and procedures and applicable federal and state regulations.
Use Microsoft Office, computer applications, and department-specific software to maximize technology tools and efficiency.
Work as part of a team and with on-site equipment.